Brand repairs · replacement transport · security

Insuring a luxury car

On a luxury car you only notice the difference between policies after the claim: who repairs it, with which parts, and what you drive for three weeks.

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several insurers compared objectively
9.5 customer rating for a new policy
AFM licence 12016589
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AFM licence 12016589
Registered with Kifid
Objective analysis

Deze pagina in het Nederlands: Luxe auto verzekeren.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.

Work out for yourself what it would cost.

We compare the offerings of several insurers
An adviser checks whether the cover suits your situation
We arrange the switch, including cancellation

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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

In brief

High-value cars are assessed separately on list price, susceptibility to theft and repair costs. Insurers therefore impose requirements on security and storage.

The practical differences lie in brand repairs with original parts and in replacement transport that suits the car. With a long repair time, that is the element you notice every day.

This page deals with one part. The overview of all parts is on the the main car insurance page.

What to look out for

Security class and tracker

At higher values, insurers require an alarm class and often a tracker. Without those devices the theft cover lapses.

Recording brand repairs

Standard policies direct you to an approved repair chain. If you want the franchised dealer, have that expressly included.

Equivalent replacement transport

A mid-range car as a replacement for a luxury car is a real inconvenience where the repair takes weeks.

Keyless entry and relay theft

Insurers ask about keyless systems. A signal-blocking pouch or an extra immobiliser can be a condition.

What determines the premium

List price
Make, model and susceptibility to theft
Security and storage
Annual mileage
Age and no-claims years

Calculate the premium

This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.

9.5New policy

9.8Claims handling

Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Frequently asked questions

Will I be looked after at the franchised dealer?

Only if that is stated in the policy. Standard policies refer you to an approved repair chain; brand repairs are a separate arrangement.

What is relay theft?

Theft in which the signal from a keyless key is amplified. Insurers ask about this and can require additional measures.

Do I get an equivalent replacement car?

On an exclusive policy usually yes, and for a longer period. On a standard policy often not.

What security is required?

That depends on the value and the model. Usually an alarm class and, on theft-prone models, a tracker.

Insuring a luxury car

In brief

What to look out for

Security class and tracker

Recording brand repairs

Equivalent replacement transport

Keyless entry and relay theft

What determines the premium

Frequently asked questions

Read more

Within Autoverzekering

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Insuring a luxury car

In brief

What to look out for

Security class and tracker

Recording brand repairs

Equivalent replacement transport

Keyless entry and relay theft

What determines the premium

Frequently asked questions

Read more

Within Autoverzekering

Similar pages

Service

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