MS Amlin as the insurer
- Assesses acceptance and premium
- Draws up the policy conditions
- Decides on cover when there is a claim
Insurer · intermediary services · policy conditions
MS Amlin and your insurance through FINASS
MS Amlin is one of the insurers with which FINASS Verzekert can place an application. On this page you can read how the roles of insurer and adviser are divided.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
Deze pagina in het Nederlands: MS Amlin en uw Insurance via FINASS.
Calculate your premium or request a quote
Without obligation; a reply within one working day.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out your own premium with the calculator.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
We are an independent insurance broker and not an insurer. We set the offerings of more than thirty insurers side by side and put your application to the insurer that best suits your situation. MS Amlin is one of those insurers; through our office you can take out, among other things, an MS Amlin car insurance.
The insurer decides on acceptance, premium and payment; we prepare the application, keep track of the file and support you if there is a claim. What cover you really have is not shown by the name of the insurer but by the policy conditions and the insurance card (verzekeringskaart) that you receive before taking out the policy. If another insurer suits you better at any point, we can move your policy there.
Who does what
The insurer and the adviser each have their own role; that difference determines who to go to for what.
FINASS as the adviser
We compare, advise and support you when you claim.
- An objective analysis of what is on offer
- Submitting the application and any changes
- Claims support and monitoring the file
Conditions and insurance card
Your cover is set out in black and white, not in a brand name.
- The insurance card before you take out cover
- Reading the exclusions and the excess
- Report changes in good time
What is covered
| Situation | Adviser | Insurer |
|---|---|---|
| Setting the conditions of several insurers side by side | Yes | No |
| Deciding on acceptance and premium | No | Yes |
| Assessing whether a claim falls under the cover | No | Yes |
| Submitting a claim notification and monitoring the file | Yes | Provided that |
| Processing a change in your situation on the policy | Yes | Yes |
| Giving cover outside the policy conditions | No | No |
What is actually covered, including exclusions, limits and excess, is set out in the policy conditions of the insurer concerned.
What to look out for
Two points that determine what a policy is worth, whichever insurer it is with.
The exclusions are in the policy at every insurer
No insurer covers everything. Outside the cover as standard remain intent and recklessness (Article 7:952 of the Dutch Civil Code), wear, deferred maintenance and design faults, and damage caused by war risks or a nuclear reaction. Use that differs from what you have declared, for example business driving on a private policy, also falls outside it. Read those passages before you sign.
What you may expect from our office
FINASS Verzekert is registered with the AFM under 12016589 and with the Kamer van Koophandel (the Dutch chamber of commerce) under 37131781. We are affiliated to Kifid under 300.012144, where you can turn if we cannot resolve matters together. For non-life insurance we work on a commission basis: our remuneration is included in the premium and you pay no separate fee. You can read more about that in our service guide.
What does your premium depend on?
- Type of insurance — car, transport or liability
- Type of cover chosen — third-party liability, third-party, fire and theft, or comprehensive
- Claims history — no-claims years and claims reported
- Use and mileage — private or business
- Excess — higher risk, lower premium
- Acceptance policy — differs from insurer to insurer
Insurers weigh these details differently. That is why comparing pays off.
How we arrange it
- You request a quoteWe take stock of your situation, risk and wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Frequently asked questions
The questions we are asked most often about this.
Is my policy with FINASS or with the insurer?
You conclude the insurance contract with the insurer; it carries the risk and pays out. We are your adviser and point of Contact: we submit the application, process changes and support your claim. Your policy schedule therefore shows the name of the insurer, with our office named as the intermediary.
What does advice from FINASS cost?
For non-life insurance we work on a commission basis. Our remuneration is included in the premium; you receive no separate invoice for the advice and the intermediary services. Which services that covers and how we are remunerated is described in our service document, which you receive before taking out cover.
Where can I go with a complaint?
If you put a complaint to our office first, we will look for a solution together. If you cannot resolve it with us or with the insurer, you can put the complaint to Kifid, to which we are affiliated under number 300.012144. The route to the courts also remains open.
Can I switch to another insurer later?
Yes. We are tied to no insurer and assess at renewal whether another insurer suits you better. In doing so, look not only at the premium but also at the conditions, the excess and the acceptance policy. We arrange the cancellation with the old insurer and make sure not a day is left without cover.
Curious which insurer suits you?
Request a quote without obligation; we will set the premium and conditions of several insurers side by side.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was written and checked by an adviser at Finass Verzekert. Last updated on .
The information on this page is general in nature and is not personal advice.