Third-party liability insurance
- Damage to other vehicles
- Injury to third parties
- Damage to buildings and objects
- Damage caused by passengers
Compare imported car insurance & save straight away
An imported car is best insured with an insurer that accepts imports — often on a fixed valued amount. We compare more than 30 Dutch insurers, including specialists in imports, and calculate your premium from the registration number within 2 minutes. Independent advice from Finass Verzekert — AFM-registered and affiliated to Kifid.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
Imported car insurance is car insurance for a car imported from outside the Netherlands — from another EU country or from further afield, such as the United States or Japan. Before you can insure it, the car needs a Dutch registration number. For that the RDW (the Dutch vehicle authority) inspects the vehicle. After that, as with any car, at least compulsory third-party liability cover applies.
For an import the market value is often hard to determine, certainly with rare or unusual models. That is why insuring on a fixed valued amount is often sensible. Not every insurer accepts an imported car either. At Finass Verzekert we compare several insurers, including import specialists, so that you get the right cover at a fair premium.
Note the RDW registration and the registration number, the valuation for unusual models, and the availability and cost of parts — with imports those are often higher. A car with an originally foreign registration, for example right-hand drive (UK), also calls for an insurer that accepts this. We look for the provider that suits your import.
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What does imported car insurance cover?
The structure of the cover in three parts, with an overview per situation below.
Third-party liability + fire and theft
Alongside third-party liability cover, protection against theft, fire, storm and glass damage — on a valued amount if you wish. For many imports the middle way.
- Fire and storm damage
- Theft and burglary
- Windscreen breakage and glass damage
- Collision with animals
Comprehensive insurance
The most complete cover, including damage you cause yourself, preferably on a fixed valued amount. Advisable for a valuable or rare imported car.
- Hail damage
- Damage through your own fault
- Vandalism
- Unknown party at fault
What is covered
| What we do | At Finass | Direct with Ansvar |
|---|---|---|
| Comparison across several insurers | Yes | No |
| Advice based on your own situation | Yes | Provided it is declared |
| One point of contact for claims | Yes | Provided it is declared |
| Cancellation with your current insurer arranged | Yes | No |
| We determine whether Ansvar is the best choice | Yes | No |
| Advice fees for you as a customer | No | No |
What we do
| What we do | At Finass | Direct with Importauto |
|---|---|---|
| Comparison across several insurers | Yes | No |
| Advice based on your own situation | Yes | Sometimes |
| One point of contact for claims | Yes | Sometimes |
| Cancellation with your current insurer arranged | Yes | No |
| We decide whether Imported car is the best choice | Yes | No |
| Advice fees for you as a customer | No | No |
This overview concerns our service, not the cover. What is actually covered is set out in the policy conditions and on the insurer's insurance card (verzekeringskaart); you receive both before you take out cover.
What does your premium depend on?
- Sum insured: the main basis for calculation
- Cover and modules chosen
- Risk profile and sector
- Excess chosen
- Claims history
- Working area
Insurers weigh these details differently. That is where your saving is.
How we arrange it
- You request a quoteWe take stock of your situation, your risk and your wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Where things go wrong in practice
Four points that make the difference between a policy that pays out and one that does not.
Valued amount for an import
Valued amount for an import Insure your imported car for a value agreed in advance. With rare or American and Japanese imports in particular, this prevents argument about the market value.
Breakdown assistance in the Netherlands & Europe
Breakdown assistance NL & Europe 24/7 help with breakdowns on the road, with towing, roadside repair and a replacement vehicle throughout Europe — useful with imports whose parts are less common.
Passenger accident insurance (SVI)
Occupants insurance (SVI) Pays for injury and damage to property suffered by the driver and passengers, regardless of who is at fault in an accident with your imported car.
Agency workers, interns & volunteers, traffic
Agency workers, trainees & volunteers traffic Legal assistance after a collision or in a dispute about damage or about the purchase and import of your car, so that you are not on your own.
Frequently asked questions
This is what people ask us most.
Can I insure an imported car in the Netherlands?
Yes. As soon as your imported car has a Dutch registration number, you can insure it. Not every insurer accepts an import, however, certainly not with unusual models or cars imported from outside the EU. We compare several insurers, including import specialists, and find a provider that will accept your car.
Do I need a Dutch registration number in order to insure it?
Yes. Before you can insure an imported car, the vehicle has to be inspected by the RDW and given a Dutch registration number. Only then can a Dutch insurer insure the car for the road. We help you as soon as the registration is settled.
Do I have to insure my imported car on a valued amount?
For common EU imports, insuring on market value can be enough. With rare, American or Japanese imports the market value is hard to determine and a fixed valued amount based on a valuation report is sensible. That way you know you will receive a correct amount in the event of damage or a total loss.
Do all insurers accept an imported car?
No. Some insurers are cautious about imports because of the valuation and the availability of parts. There are, however, insurers that focus specifically on imports. We know which insurers accept your type of import and on what conditions.
Is an imported car more expensive to insure?
It can be, particularly where parts are scarce or expensive or the car is rare. At the same time many imports insure perfectly well at a normal premium. By comparing, you find the insurer that assesses your import most favourably.
Can I insure a car with an originally foreign or right-hand-drive registration?
Yes, provided the car has a Dutch registration number. A car that was originally foreign or is right-hand drive (imported from the United Kingdom, for example) does call for an insurer that accepts this. We find that insurer for you.
Every situation is different. For these situations we have a separate page.
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- Insuring a BMW M3BMW M3, value over time, security, repairs
- Insuring a BMW M4BMW M4, value over time, security, repairs
- Insuring a BMW youngtimerBMW youngtimer, value over time, security, repairs
- Insuring a BMW M5BMW M5, value over time, security, repairs
- Compare youngtimer insurance & take out cover at a good price
- Insuring a van on a grey registration & comparing premiums
Ready to compare?
Request a quote without obligation. We will look at which insurer best matches your activities and your risk.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was compiled by Finass Verzekert (LinkedIn). Last updated on .
The information on this page is general in nature and is not personal advice.