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We compare the offerings of several insurers
An adviser checks whether the cover suits your situation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
WEGAM
Employers' liability motor vehicles: covers loss suffered by employees who take part in traffic in a motor vehicle belonging to the employer.
That is the narrow variant and suits a business where people drive only in company vehicles.
WEGAS
Employers' liability damage: broader, and also covers participation in traffic without a company motor vehicle — on foot, by bicycle, in their own car or as a passenger.
In businesses where employees are also out on a bicycle or on foot, or drive their own car, that is the appropriate form.
What to base your choice on
Ask yourself: do my people travel only in company vehicles, or in other ways too? With care workers on bicycles, delivery staff, or employees who go to clients in their own car, WEGAM covers too little.
Also note the sum insured and on whether commuting is covered; that differs per policy and is often the point of discussion.
What it is not
None personal accident insurance with a fixed amount. These policies cover the loss actually suffered, and that is precisely why, according to the case law, a fixed-sum insurance is not sufficient.
