Insurance companies we work with

1 Our position

Finass Advies B.V. has no contractual obligation to act as intermediary for any one particular provider. No insurer holds a participating interest in our firm, and we hold no participating interest in an insurer.

For each application we compare a selection of companies that in our judgement suits your risk. We do not compare all products and providers available in the Netherlands, and we do not present it as if we do. You can always ask us which companies were looked at in your case.

2 The companies

We work with eighteen insurers and authorised agents. For each company you will find on our site the range that we place there.

This list may change. Where a company is not listed, that does not mean we cannot place anything there; it means we have no standing cooperation with that company at present.

3 How we arrive at a choice

For each application we look at the cover and the exclusions, at the premium, at the excess and at the requirements the company sets for prevention and acceptance. In the event of a claim, how the company handles matters in practice also counts.

The cheapest policy is not always the suitable policy. Where we propose a more expensive policy, we explain why.

The company itself decides on acceptance, premium, cover and conditions. We can submit an application and explain it, but we cannot force the outcome.

4 Authorised agency and direct

Some of the insurance runs through an authorised agent. That agent acts on behalf of the insurer and may accept risks and settle claims itself. For you this often means faster handling and a single point of contact.

Whether your policy runs through an authorised agency is stated on the policy schedule. We also state it in the quotation.

5 What you may expect from us

• On request we will tell you which companies we compared.
• We tell you when we work with a more limited selection for a product.
• We receive no remuneration from any company that depends on turnover or numbers; see our remuneration policy.
• Our position in relation to providers is described in the service guide.