Above a certain list price the regular market stops. It is then no longer about premium but about acceptance, valuation and who is allowed to repair the car after a claim.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out your own premium with the calculator.
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An adviser checks whether the cover suits your situation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
With many insurers, sports cars fall outside the standard rate. Acceptance depends on the list price, your age and driving experience, the storage and the annual mileage.
Insurance is preferably taken out on agreed value, so that there is no argument about depreciation if the car is written off. Repair goes through the brand dealer or a specialist repairer.
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Above a certain list price the car falls outside the standard rate. Repair costs and theft risk differ too much from an average car.
Is a valuation necessary?
Strongly recommended. Without a valuation the insurer pays out on market value, and with an unusual car that rarely does justice to what it is really worth.
May I go on a circuit?
No. Speed trials and circuit use are excluded. For touring days you can take out a separate day policy.
Does a lower mileage help?
Yes, considerably. With a car driven mainly at weekends, a limited mileage is one of the most effective ways of keeping the premium down.
What is covered and what is not
What is covered on a sports car
Situation
Third-party liability
Comprehensive
Another road user is injured in a collision you cause
Yes
Yes
A stone chip puts a star in the windscreen during a motorway journey
No
Yes
You take a speed bump too fast and damage the wheels and spoiler
No
Yes
Payment on the agreed value after the car has been declared a write-off
No
Provided that
The car is stolen while standing outside the agreed locked garage
No
No
Engine damage because the cold engine was accelerated hard after months of standing idle
No
No
Without a valid valuation report the insurer pays out on market value, and that rarely does justice to an unusual car.
