Insuring a sports car
Above a certain list price the regular market stops. It is then no longer about premium but about acceptance, valuation and who is allowed to repair the car after a claim.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
With many insurers, sports cars fall outside the standard rate. Acceptance depends on the list price, your age and driving experience, the storage and the annual mileage.
Insurance is preferably taken out on agreed value, so that there is no argument about depreciation if the car is written off. Repair goes through the brand dealer or a specialist repairer.
This page deals with one part. The overview of all parts is on the the main car insurance page.
Independent, personal, sorted quickly
We compare your car insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Get coveredWhy arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
What to look out for
Circuit use is excluded everywhere
Speed trials and track days fall outside every policy. Separate day policies exist for touring days.
Limited mileage keeps the premium down
If you only drive the car at weekends, agree a lower mileage. That makes a considerable difference.
Storage and security
A locked garage, alarm class and sometimes a tracker are a condition of own-damage cover.
Recording the circle of drivers
A limited circle of drivers lowers the premium, but leads to problems if someone else was driving.
What determines the premium
- Valued amount or list price
- Make, model and power
- Annual mileage
- Storage and security
- Age and driving experience of the driver
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
Frequently asked questions
Why does not every insurer accept my car?
Above a certain list price the car falls outside the standard rate. Repair costs and theft risk differ too much from an average car.
Is a valuation necessary?
Strongly recommended. Without a valuation the insurer pays out on market value, and with an unusual car that rarely does justice to what it is really worth.
May I go on a circuit?
No. Speed trials and circuit use are excluded. For touring days you can take out a separate day policy.
Does a lower mileage help?
Yes, considerably. With a car driven mainly at weekends, a limited mileage is one of the most effective ways of keeping the premium down.
Every situation is different. For these situations we have a separate page.
- Compare car insuranceThe main page
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- Business car insuranceCompany car, several drivers, WEGAS
- Driving school car insuranceDual controls, learners, high mileages
- Insuring a car without no-claims yearsStarting position, building up, alternatives
- Insuring a second carNo-claims years, second-car arrangement, regular driver