Basic cover
- Luggage and personal belongings
- SOS assistance
- Repatriation
Per trip · basic health insurance · emergency assistance centre
Compare single-trip travel insurance
You take out single-trip travel insurance for one trip, for exactly the number of days you are away. From around three trips a year, a continuous policy is usually the better value.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
Deze pagina in het Nederlands: Kortlopende reisverzekering vergelijken.
Calculate your premium or request a quote
Without obligation; a reply within one working day.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out your own premium with the calculator.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
You insure luggage, assistance and repatriation for the duration of one trip. The basis is the same as with a continuous policy; the difference lies in the term and in the price per day.
What your basic health insurance already does: emergency care worldwide, but up to the amount that care would cost in the Netherlands. The excess amount and repatriation are not included. For those you choose the medical expenses module, or you have supplementary health insurance with cover abroad.
In an emergency you call whichever emergency assistance centre you reach first, your travel insurer's or your health insurer's. Under the Overlap protocol it arranges the assistance and the insurers settle between themselves afterwards.
What does single-trip travel insurance cover?
The structure of the cover in three parts, with an overview per situation below.
Medical expenses
The part of the bill above the Dutch rate.
- Costs above the Dutch rate
- Often your excess as well
- Private clinic
Extensions
What you are going to do during this particular trip.
- Winter sports
- High-risk sports
- Cancellation
- Vehicle assistance
What is covered
| Situation | Short-term | Continuous |
|---|---|---|
| One trip a year | Yes | Sometimes |
| Three or more trips a year | Sometimes | Yes |
| A spontaneous weekend away | No | Yes |
| A trip longer than sixty days | Sometimes | No |
| A business trip | No | No |
| A trip that has already started | No | No |
This overview is general in nature and is not personal advice. What is actually covered, including exclusions, limits and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover. Taking out cover without advice? Then read what execution only means for you.
Where things go wrong in practice
Four points that make the difference between a policy that pays out and one that does not.
Work out from when continuous cover pays off
A single-trip policy costs more per day. For one holiday a year that is fine; from around three trips, or as soon as you count weekends and city breaks as well, continuous cover is almost always better value. An added advantage: with continuous cover you are also insured on a trip you forget to declare.
Take out cover before departure, not on the way
A travel insurance that starts after you have already departed covers nothing that has already happened. The same applies to cancellation: you must take that out within a few days of booking, otherwise a waiting period applies or an exclusion for circumstances that were already foreseeable at the time.
Make sure the trip length is right
The policy applies exactly for the period stated. If your return journey is delayed by illness, a strike or a missed connection, most policies run on automatically for a few days — but not indefinitely. Check that provision before you book a trip with a tight margin.
Business trips fall outside
If you travel for your work, a personal travel insurance is not the right policy. For that there is business travel insurance, which also includes business equipment, company money and sometimes accident cover.
What does your premium depend on?
- Length of the trip in days — the main basis for calculation
- Number of travellers
- Area of cover — Europe or worldwide
- Modules chosen — medical, winter sports, cancellation
- Sum insured for luggage
- Excess
Insurers weigh these details differently. That is why comparing pays off.
How we arrange it
- You request a quoteWe take stock of your situation, your risk and your wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Frequently asked questions
The questions we are asked most often about this.
When is continuous cover cheaper?
From around three trips a year, and certainly if you count weekends and city breaks as well. For one holiday a year, single-trip cover is usually the better value.
Do I need this in addition to my health insurance?
Your basic health insurance covers emergency care worldwide up to the Dutch rate. The excess amount and repatriation are not included; for those the medical expenses module or supplementary health insurance is needed.
Can I still take out cover if I have already left?
No. The insurance must start before departure. What has already happened or was already foreseeable is not covered.
What if my return journey is delayed?
With an unforeseen delay, most policies run on automatically for a few days. That is limited; check that provision if you book with tight margins.
Does this also apply to a business trip?
No. For travel at your employer's request, business travel insurance is needed, with cover for business equipment and company money.
Who do I call in an emergency?
Whichever emergency assistance centre you reach first, your travel insurer's or your health insurer's. Under the Overlap protocol it arranges the help and the insurers settle it between themselves afterwards.
Read more
Similar pages
- Compare continuous travel insurance
- What is travel insurance and what exactly does it do?
- Continuous travel insurance through Nationale-Nederlanden — compare & calculate your premium
- Short-term travel insurance through ASR — compare & calculate your premium
- Short-term travel insurance through De Goudse — compare & calculate your premium
- Short-term travel insurance through Nationale-Nederlanden — compare & calculate your premium
- Travel insurance through Ansvar Idea — compare & calculate your premium
- Continuous travel insurance through Allianz — compare & calculate your premium
Ready to compare?
Request a quote without obligation. We will look at which insurer best matches your activities and your risk.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was written and checked by an adviser at Finass Verzekert. Last updated on .
The information on this page is general in nature and is not personal advice.