Individual business travel insurance
A private travel insurance covers holidays, not work. Anyone travelling on business with a laptop, samples or tools falls outside the cover on precisely those points.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands · Deutsch
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your activities
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
Business travel insurance covers trips you make for your work: luggage and business equipment, medical expenses, assistance and repatriation, and often accidents during the trip.
The difference from a private policy is fundamental. A private policy excludes travel for a business purpose, and does not cover business equipment, samples and tools at all or only up to a very low amount.
This page deals with one part. The overview of all parts is on the main page on business insurance.
Independent, personal, sorted quickly
We compare your business travel insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
Business travel insurance
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Get coveredWhy arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
What to look out for
Declare business equipment separately
A laptop, phone, measuring equipment and samples often represent more value than the rest of your luggage.
Medical expenses outside Europe
Your health insurance covers up to the Dutch tariff. On a business trip to the United States the medical expenses module is not optional.
Area of cover and length of the trip
Do you travel worldwide or only within Europe? And how long do your trips last? Both determine the premium and acceptance.
Travel advice from Buitenlandse Zaken (the Dutch ministry of foreign affairs)
Travel to areas subject to a negative travel advisory is generally excluded. Check that before you leave.
What determines the premium
- Number of travel days per year
- Area of cover
- Equipment insured
- Modules chosen: medical, personal accident, legal expenses
- Excess
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
Frequently asked questions
Can I travel on business on my private travel insurance?
No. It generally excludes travel for a business purpose, and covers business equipment not at all or barely.
Is my laptop insured as well?
On a business travel policy it is, provided it has been declared. On a private policy a low limit often applies to electronics.
Do I need medical expenses cover within Europe?
Within Europe it is sensible too; outside Europe it is virtually indispensable, because your health insurance only covers up to the Dutch tariff.
What about a negative travel advisory?
Travel to such an area is usually excluded. If you go anyway, you carry the risk yourself.
Every situation is different. For these situations we have a separate page.
- Business travel insuranceThe main page
- Collective business travel insuranceAll employees, covered automatically, emergency assistance centre
- Insuring an individual business tripContinuous or short-term, one traveller, worldwide
- Transport and business travel: staff and goods on the moveDrivers, medical expenses, repatriation
- Worldwide business travel insuranceAll destinations, healthcare costs, emergency assistance centre
- Business travel insurance for the United StatesHigh healthcare costs, separate cover, liability
- Business travel insurance through Hienfeld
- Insuring a car without no-claims yearsStarting position, building up, alternatives
- Insuring a second carNo-claims years, second-car arrangement, regular driver