Taxi insurance
In taxi work you carry people for payment, and that changes everything: higher mileages, more city traffic and a duty of care towards your passengers.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands · Deutsch
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your activities
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
Taxi insurance is designed for the professional carriage of passengers. Ordinary motor policies exclude this use, because the mileage and claims frequency differ sharply.
Alongside third-party liability and own-damage cover, cover for occupants is essential here. As a carrier you owe a duty of care to your passengers, and injury claims mount quickly.
This page deals with one part. The overview of all parts is on the main page on business insurance.
The same independent view, whatever insurer
We work with dozens of insurers and choose whichever fits your situation best — not whichever pays us the most. That means advice built around you, not around one brand.
Insurers
Independent
AdviceWhy arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
What to look out for
Licence and operator card
Insurers ask for the taxi licence and the details of the drivers. Without valid documents, acceptance is not possible.
Occupants cover
Occupants’ accident insurance covers injury to passengers regardless of fault. In passenger transport that is not a luxury.
High mileages
A taxi covers many times the mileage of an ordinary car. Expect a higher excess and a premium based on mileage.
Changing drivers
If you work with several drivers, give their ages and experience. That determines the premium more than the vehicle does.
What determines the premium
- Type and value of the vehicle
- Annual mileage
- Number and experience of the drivers
- Area of deployment: city, region or airport
- Claims history and excess
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
Frequently asked questions
Can I insure a taxi on an ordinary motor policy?
No. The professional carriage of passengers is excluded on ordinary policies because of the different mileage and claims risk.
Are my passengers insured?
With occupants’ accident insurance, yes, regardless of who was at fault. Without that cover, the only route is a claim in liability.
What documents does the insurer ask for?
Normally the taxi licence, the operator card and the details of the drivers, including age and driving experience.
Why is the premium so much higher?
Because of the mileage and the city traffic. A taxi covers many times the distance of a private car and therefore has a demonstrably higher chance of a claim.
Every situation is different. For these situations we have a separate page.
- Why we work with different insurersThe main page
- Taxi insurance via Vereende
- Road users' insurance via Turien & Co
- Bovemij and your insuranceMobility, independent advice, policy conditions
- The online insurance processApplication, acceptance, policy
- How do you take out insurance?Risk, cover, application
- Insuring a car without no-claims yearsStarting position, building up, alternatives
- Insuring a second carNo-claims years, second-car arrangement, regular driver
- Car insurance for young driversStarting position, regular driver, excess