Single-trip travel insurance through De Goudse

The start date and the door-to-door trip

The cover starts on the date and time stated on the policy, and in the conditions the trip runs from leaving home until returning there. Anyone who takes out the policy on the day of departure while already on the way to the airport faces a risk that has begun. With an early flight, count the journey to the airport as well. It falls within the trip and therefore within the term.

Cancellation depends on the booking date

The cancellation module must be taken out within a short period after booking. If you take it out later, the module is usually refused, or it does not apply to causes that were already an issue at that time. The covered reasons are exhaustively listed: death, serious illness, an accident, and usually involuntary unemployment as well. Anything not on the list, such as a change of plan, gives no right to payment.

Extension when you are delayed

If a covered cause prevents you from returning on time, for example a hospital admission or a cancelled return flight, under most conditions the cover runs on automatically until you are home. If you choose to stay longer yourself, that is not an extension but an uninsured period. So always report a threatened overrun to the emergency assistance centre before the end date has passed.

What a separate policy does not solve

Business trips fall outside personal travel insurance. There is a commercial version for those. Trips to areas with a negative travel advisory are excluded, as is damage from taking part in risky sports without the relevant module. It also holds that luggage left unattended, loss without an identifiable event and costs your health insurance already pays are not for this policy's account.

Worldwide assistance

Cancellation