Personal accident insurance for a VvE
A resident who falls off a ladder during the annual working day is neither an employee nor a visitor. Without personal accident cover he falls between two stools.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your activities
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
Personal accident insurance for a VvE (Dutch owners' association) pays a fixed amount on permanent injury or death caused by an accident to board members and volunteers while carrying out work for the association.
The difference from liability insurance is fundamental: there the VvE has to be liable. Under personal accident insurance a payment is made regardless of fault, even where nobody is to blame.
This page deals with one part. The overview of all parts is on the the main VvE insurance page.
Independent, personal, sorted quickly
We compare your personal accident insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
Personal accident insurance
Compare
Get coveredWhy arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
What to look out for
Who is insured
Board members, members of committees and volunteers while carrying out work for the VvE. Record who falls within that.
Working days and garden maintenance
It is precisely at organised working days that accidents happen. Report those activities if they take place regularly.
A fixed payment, not damages
The payment follows from a table per part of the body and stands apart from the actual loss or from any liable party.
In addition to the liability policy
Both are needed: liability covers damage to others, personal accident covers injury to your own people without any question of fault.
What determines the premium
- Number of insured persons
- Sums insured: for death and permanent disability
- Nature of the work
- Number of apartment rights
- Gliedertaxe chosen
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
Frequently asked questions
Who is this insurance intended for?
For board members, committee members and volunteers who carry out work for the VvE.
What is the difference from the liability insurance?
That pays for loss for which the VvE is liable. Personal accident insurance pays on injury, regardless of who was at fault.
Is a working day included?
Generally yes, provided it concerns work for the association. Report regular working or gardening days to the insurer.
How is the payment determined?
By a fixed table that assigns a percentage of the sum insured to each part of the body or loss of function.
Every situation is different. For these situations we have a separate page.
- Compare family personal accident insuranceThe main page
- Personal accident insurance for a VvEVolunteers, working days, fixed-sum insurance
- Personal accident insurance for self-employed professionals (zzp'ers)A fixed amount, permanent disability, no illness cover
- Personal accident insurance through Hienfeld
- Insuring a car without no-claims yearsStarting position, building up, alternatives
- Insuring a second carNo-claims years, second-car arrangement, regular driver
- Car insurance for young driversStarting position, regular driver, excess
- Insuring a SmartCompact, town use, low market value
- Insuring an OpelBroad range, from Corsa to Grandland, electric