Elektrische · compared independently · advice from Finass
Insuring an electric van & comparing premiums
Insure your electric van or e-van — with the costly battery and charging cable insured as well and, if you wish, your charging point. For business or private use. We compare more than 30 Dutch insurers. Independent advice from Finass Verzekert — registered with the AFM (the Dutch financial markets authority) and affiliated with Kifid (the financial services complaints institute).
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
We compare the offerings of several insurers
An adviser checks whether the cover suits your situation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
You insure an electric van — such as an e-Transporter, e-Sprinter, e-Transit or Master E-Tech — largely as you would an ordinary van, with one important difference: the battery makes up a large part of the value. It is best insured, together with the charging cable, under the own-damage cover. Third-party liability cover is, as always, compulsory by law.
Also consider the charging point at your business or at home, the business use and the replacement value as new. At Finass Verzekert we compare several insurers and look for one with good conditions for electric vans.
Pay attention to insuring the battery and charging cable, cover for the charging point, the use (private or business), tools and equipment in the load space, and the replacement value as new. We advise you independently and arrange everything.
What does insuring an electric van cover, and what does it cost?
The structure of the cover in three parts, with an overview per situation below.
Third-party liability insurance
The cover required by law. On an electric van, third-party liability cover pays nothing towards damage to the vehicle or the battery — usually not enough.
Damage to other vehicles
Injury to third parties
Damage to buildings and objects
Damage caused by passengers
Third-party liability + fire and theft
Alongside third-party liability cover, protection against damage to your own car from external causes you cannot prevent.
Fire and storm damage
Theft and burglary
Windscreen breakage and glass damage
Collision with animals
Comprehensive insurance
The most complete cover, including damage through your own fault, with the battery and charging cable insured as well and preferably on a replacement value as new basis. For an electric van, the obvious choice.
Hail damage
Damage through your own fault
Vandalism
Unknown party at fault
What is covered
What we do
At Finass
Direct with Ansvar
Comparison across several insurers
Yes
No
Advice based on your own situation
Yes
Provided it is declared
One point of contact for claims
Yes
Provided it is declared
Cancellation with your current insurer arranged
Yes
No
We determine whether Ansvar is the best choice
Yes
No
Advice fees for you as a customer
No
No
What we do
What we do
At Finass
Direct with Elektrische
Comparison across several insurers
Yes
No
Advice based on your own situation
Yes
Sometimes
One point of contact for claims
Yes
Sometimes
Cancellation with your current insurer arranged
Yes
No
We determine whether Elektrische is the best choice
Yes
No
Advice fees for you as a customer
No
No
This overview concerns our service, not the cover. What is actually covered is set out in the policy conditions and on the insurer's insurance card (verzekeringskaart); you receive both before you take out cover.
Where things go wrong in practice
Four points that make the difference between a policy that pays out and one that does not.
Battery & charging cable insured
Battery & charging cable insured The battery makes up a large part of the value. Insure it and the charging cable under the own-damage cover, at home and on the road.
Charging point at your business or at home
Charging point at your business or at home Cover for your wallbox or charging point against damage, theft and collision.
Business contents & tools
Equipment & tools Cover for tools and equipment in the load space against damage and theft.
Passenger accident insurance (SVI)
Passenger accident insurance (SVI) Pays for injury and material damage to the driver and passengers, regardless of who is at fault.
What does your premium depend on?
No-claims years: the most decisive factor
Make, model and list price
Cover and excess chosen
Annual mileage
Age of the regular driver
Postcode area
Insurers weigh these details differently. That is where your saving is.
How we arrange it
You request a quoteWe take stock of your situation, your risk and your wishes.
We compareseveral insurers, on premium as well as conditions.
You receive a proposalWith an explanation of the differences and the exclusions.
We arrange the switchIncluding cancellation, so there is no gap in cover.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Is the battery of my electric van insured as well?
Under own-damage cover (third-party liability plus third-party, fire and theft, or comprehensive) the battery is insured as well. Because the battery represents a large part of the value, this matters. We make sure the battery and charging cable are correctly stated on the policy.
Are my charging cable and charging point covered?
The charging cable is insured under the own-damage part. For the charging point or wallbox at your business or at home an additional module is often needed. We explain how to cover both properly.
What does electric van insurance cost?
That depends on the value of the battery, the payload, the use and the cover chosen. By comparing several insurers through Finass Verzekert you will find the most competitive premium.
Which cover should I choose for my electric van?
Because of the value of the battery, comprehensive cover, preferably on a replacement value as new basis, is usually the obvious choice. For an older electric van, third-party liability plus third-party fire and theft may be enough. Calculate your premium using the tool.
Are my tools in the load space covered?
Not as standard. With additional equipment and tools cover you insure the items in the load space against damage and theft. We arrange it as part of the package.
Does my insurance also apply abroad?
Yes, Dutch policies provide cover in the EU and neighbouring countries as standard. Charging on the way falls outside the insurance, but breakdown assistance can take you to a charging point. We advise you on this.
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
