Contractors · debt collection · disputes with owners
Legal expenses insurance (rechtsbijstandverzekering) for a VvE
The most common legal matter for a VvE (Dutch owners' association) is not a major conflict with a contractor, but an owner who does not pay his contribution. That is usually where it starts.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
Legal expenses insurance for a VvE provides legal help with disputes concerning the building and its management: with contractors about work carried out, with suppliers and managing agents, and with individual owners.
The debt collection module is in practice the section used most. Overdue VvE contributions have to be collected, and that is also a board duty for which a board member can be liable if it is neglected.
Collecting is not a choice but a duty. A module that takes over that process relieves the board and limits its liability.
A three-month waiting period
A dispute already running or foreseeable when the policy was taken out is excluded. Take out cover when things are calm, not once the conflict is there.
A dispute with the managing agent
A conflict with the management company also falls under the cover, provided it was not already running when the policy was taken out.
Free choice of lawyer in legal proceedings
If it comes to court proceedings, the VvE may choose its own lawyer, within the policy's cost maximum.
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
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9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
