The hill · a competitive sport · excluded

Ski jumping and your insurance

Ski jumping means jumping from a purpose-built hill in a club setting: an in-run, a take-off and a flight of tens of metres. On an ordinary travel or accident policy that is almost always excluded.

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Deze pagina in het Nederlands: Skispringen en uw verzekering.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.

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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

In brief

Ski jumping is practised almost exclusively at a jumping club, on a certified hill and under supervision. That very structure makes it for insurers a competitive sport: taking part in competitions and the training for them appears in the standard exclusions, together with jumps from a hill as a separate category.

In reality, therefore, cover does not run through your travel insurance but through the club or the sports federation, which often has collective accident cover. Ask them exactly what it covers: it deals with permanent disability and death, not with treatment costs abroad or with your liability.

Cover
Points to note
Premium
Frequently asked questions
Quote

What is covered with ski jumping?

Look not only at your own policy, but also at the cover held by the club and the federation.

Your own policy

Travel and accident cover

Jumps from a hill are among the fixed exclusions.

Competition and training excluded
A surcharge rarely possible
Ask in writing in advance

Club

Collective federation cover

Jumping clubs generally have their own accident insurance.

Only during activities
Limited sums insured
Membership must be current

Travel

Travelling to a training camp or competition

The trip itself is usually covered as normal.

Travel and accommodation normal
The jumping itself not
Luggage included

What is covered

Situation	Standard	With extension
An introductory jump on a small practice hill	No	Provided that
Training at a jumping club	No	Provided that
Taking part in a competition	No	No
Paid or professional sport	No	No
Travel and accommodation around a training camp	Yes	Yes
Permanent disability after a fall on landing	No	Provided that

What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.

Where things go wrong in practice

Two points that determine who pays after a fall on the hill.

Competitive sport is a hard exclusion, training included

Travel and personal accident policies generally exclude off-piste mountain sports, air sports, diving below a stated depth and taking part in competitions. With ski jumping the training for a competition counts as well, and many sets of conditions also name jumps from a hill separately. A surcharge is rarely a solution here.

Non-disclosure costs you more than one policy

If you do not mention the sport when taking out accident, disability or term life insurance, you breach the duty of disclosure of Article 7:928 of the Dutch Civil Code and the insurer can limit or refuse the payment (Article 7:930 of the Dutch Civil Code). Report an injury within the period set by Article 7:941 of the Dutch Civil Code.

What does your premium depend on?

Risk class of the sport: ski jumping is at the top
Competition or training only: both often excluded
Size of the hill: a practice hill or a large hill
Age and level: youth or squad
Federation cover: what the club already arranges
Sums insured: especially for disability

Insurers weigh these details differently. That is where your saving is.

How we arrange it

You request a quoteWe take stock of your situation, risk and wishes.
We compareseveral insurers, on premium as well as conditions.
You receive a proposalWith an explanation of the differences and the exclusions.
We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

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Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Frequently asked questions

This is what people ask us most.

Can I add ski jumping to my travel policy?

Rarely. Most insurers do not accept jumping from a hill, not even for a surcharge. Always ask in writing. The odd provider of adventure cover makes an exception for a small practice hill.

Am I insured through my club?

There is often collective accident cover through the federation, valid during training and competitions. It generally covers disability and death, not your treatment costs abroad or your liability.

Does the exclusion apply to a one-off clinic as well?

Usually yes. The exclusion looks at the activity, not at how often you do it. Even a single supervised jump comes under the provision on hill jumping or competitive sport.

Is my trip to a competition covered?

Yes. Travel, accommodation, luggage and ordinary medical costs remain insured as normal. Only the consequences of the jumping itself fall outside the cover, even if you travel there as a competitor.

Within Reisverzekering

Service

Do you jump off the ramp?

Have it established before the season what the club, the federation and your own policy cover between them. We set it out side by side.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was written and checked by an adviser at Finass Verzekert. Last updated on 15 August 2026.

The information on this page is general in nature and is not personal advice.

Ski jumping and your insurance

In brief

What is covered with ski jumping?

Travel and accident cover

Collective federation cover

Travelling to a training camp or competition

Where things go wrong in practice

Competitive sport is a hard exclusion, training included

Non-disclosure costs you more than one policy

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

Similar pages

Service

Do you jump off the ramp?

About our service

Ski jumping and your insurance

In brief

What is covered with ski jumping?

Travel and accident cover

Collective federation cover

Travelling to a training camp or competition

Where things go wrong in practice

Competitive sport is a hard exclusion, training included

Non-disclosure costs you more than one policy

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

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Service

Do you jump off the ramp?

About our service

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