Travel and accident cover
- Competition and training excluded
- A surcharge rarely possible
- Ask in writing in advance
Ski jumping and your insurance
Ski jumping means jumping from a purpose-built hill in a club setting: an in-run, a take-off and a flight of tens of metres. On an ordinary travel or accident policy that is almost always excluded.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
Ski jumping is practised almost exclusively at a jumping club, on a certified hill and under supervision. That very structure makes it for insurers a competitive sport: taking part in competitions and the training for them appears in the standard exclusions, together with jumps from a hill as a separate category.
In reality, therefore, cover does not run through your travel insurance but through the club or the sports federation, which often has collective accident cover. Ask them exactly what it covers: it deals with permanent disability and death, not with treatment costs abroad or with your liability.
Independent, personal, sorted quickly
We compare your travel insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
Travel insurancePhoto coming soon
ComparePhoto coming soon
Get coveredPhoto coming soon
What is covered with ski jumping?
Look not only at your own policy, but also at the cover held by the club and the federation.
Collective federation cover
Jumping clubs generally have their own accident insurance.
- Only during activities
- Limited sums insured
- Membership must be current
Travelling to a training camp or competition
The trip itself is usually covered as normal.
- Travel and accommodation normal
- The jumping itself not
- Luggage included
What is covered
| Situation | Standard | With extension |
|---|---|---|
| An introductory jump on a small practice hill | No | Provided that |
| Training at a jumping club | No | Provided that |
| Taking part in a competition | No | No |
| Paid or professional sport | No | No |
| Travel and accommodation around a training camp | Yes | Yes |
| Permanent disability after a fall on landing | No | Provided that |
What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.
What does your premium depend on?
- Risk class of the sport: ski jumping is at the top
- Competition or training only: both often excluded
- Size of the hill: a practice hill or a large hill
- Age and level: youth or squad
- Federation cover: what the club already arranges
- Sums insured: especially for disability
Insurers weigh these details differently. That is where your saving is.
How we arrange it
- You request a quoteWe take stock of your situation, risk and wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Where things go wrong in practice
Two points that determine who pays after a fall on the hill.
Competitive sport is a hard exclusion, training included
Travel and personal accident policies generally exclude off-piste mountain sports, air sports, diving below a stated depth and taking part in competitions. With ski jumping the training for a competition counts as well, and many sets of conditions also name jumps from a hill separately. A surcharge is rarely a solution here.
Non-disclosure costs you more than one policy
If you do not mention the sport when taking out accident, disability or term life insurance, you breach the duty of disclosure of Article 7:928 of the Dutch Civil Code and the insurer can limit or refuse the payment (Article 7:930 of the Dutch Civil Code). Report an injury within the period set by Article 7:941 of the Dutch Civil Code.
Frequently asked questions
This is what people ask us most.
Can I add ski jumping to my travel policy?
Rarely. Most insurers do not accept jumping from a hill, not even for a surcharge. Always ask in writing. The odd provider of adventure cover makes an exception for a small practice hill.
Am I insured through my club?
There is often collective accident cover through the federation, valid during training and competitions. It generally covers disability and death, not your treatment costs abroad or your liability.
Does the exclusion apply to a one-off clinic as well?
Usually yes. The exclusion looks at the activity, not at how often you do it. Even a single supervised jump comes under the provision on hill jumping or competitive sport.
Is my trip to a competition covered?
Yes. Travel, accommodation, luggage and ordinary medical costs remain insured as normal. Only the consequences of the jumping itself fall outside the cover, even if you travel there as a competitor.
Every situation is different. For these situations we have a separate page.
- Travel insurance with or without cancellation coverThe main page
- Ski jumping and your insuranceThe ski jump, a competitive sport, outside piste cover
- Ski flying and your insuranceFlying hill, elite sport, spectator
- Skysurfing and your insuranceAir sport, parachute, excluded
- Duo mogul skiing and your insuranceCompetition format, two courses side by side, exclusion
- Tandem skydiving and your insuranceAir sport, a one-off jump, waiver
- Ski sailing and your insuranceKite, snowfield, air sport
Do you jump off the ramp?
Have it established before the season what the club, the federation and your own policy cover between them. We set it out side by side.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was compiled by Finass Verzekert (LinkedIn). Last updated on .
The information on this page is general in nature and is not personal advice.