Notify it and have it accepted
- The name of the parachute centre
- A one-off jump or a course
- Confirmation on paper
Air sport · a one-off jump · waiver
In a tandem jump you are attached to a certified instructor who operates the parachute system. For insurers it remains an air sport, and that is excluded on most policies.
Deze pagina in het Nederlands: Tandemspringen en uw verzekering.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
You do not jump yourself: the tandem master steers, opens and lands. That reduces the risk, but it does not change the category. Travel, accident and life policies contain an exclusion for air sports, including parachute jumping, and it applies to the passenger at the front of the harness as well.
Some insurers make an exception for a one-off tandem jump at a recognised parachute centre, provided it is declared in advance. That exception does not apply to a training course, a solo jump or formation jumping. Without a declaration there is no cover, not even for medical costs.
Three policies meet here: travel, accident and liability.
You have to apply for the exception for a tandem jump yourself.
This is often where the air sports clause bites hardest.
You almost always sign a statement accepting the risk yourself.
What is covered
| Situation | Standard | With extension |
|---|---|---|
| Medical costs after a landing accident | No | Yes |
| A one-off tandem jump, declared in advance | No | Provided that |
| Permanent disability | No | Provided that |
| Training to become an independent jumper | No | No |
| Jumping outside a recognised parachute centre | No | No |
| Cancellation of the trip for another reason | Provided that | Yes |
What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.
Two points that determine whether your jump is insured.
The standard list names mountain sports, air sports, deep diving and speed competitions. Parachute jumping comes under air sports, together with paragliding, gliding and BASE jumping. The exclusion rarely distinguishes between solo and tandem. That distinction is something you have to have recorded yourself.
An application form often asks about high-risk sports. If you answer incorrectly, Article 7:928 of the Dutch Civil Code applies and the insurer can fall back on Article 7:930 of the Dutch Civil Codewhen you claim. If you jump only once, check whether your current accident policy contains an air sports clause.
Insurers weigh these details differently. That is where your saving is.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
This is what people ask us most.
Usually yes. The exclusion for air sports looks at the activity, not at who operates the parachute. Some insurers accept a one-off tandem jump after it has been declared in advance. That is an exception, not a rule.
Parachute centres have their own liability insurance for mistakes by their staff or their equipment. It does not cover injury that arises without any fault. The waiver you sign further limits your ability to recover; keep a copy.
If the insurer asks about it, yes. Non-disclosure comes under the duty of disclosure of Article 7:928 of the Dutch Civil Code. For a one-off jump a short written notification is usually enough; ask for confirmation that the cover remains in place.
Cancellation insurance covers the trip, not a jump that is called off. A postponement because of wind or cloud is a normal business risk of the parachute centre and falls outside the cover. Look at their own rebooking terms.
Have it established before the jump whether your policy includes air sports. We apply for it on your behalf.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was written and checked by an adviser at Finass Verzekert. Last updated on .
The information on this page is general in nature and is not personal advice.
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