Medical expenses
- Notify us before you leave
- Even for a single flight
- Call the emergency assistance centre in the event of injury
Air sport · canopy flying · liability
Paragliding and your insurance
Paragliding is an air sport. On travel, accident and liability policies that is one of the fixed exclusions, even for a tandem flight.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
Deze pagina in het Nederlands: Paragliding en uw verzekering.
Calculate your premium or request a quote
Without obligation; a reply within one working day.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out your own premium with the calculator.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
In paragliding you hang beneath a canopy that you steer yourself, launching on foot from a slope. Insurers count that as air sports: the same category as parachute jumping and gliding, and on most policies excluded unless declared and accepted in advance.
There is something else at play here that does not arise with mountain sports. A paraglider is legally an aircraft, and many liability policies exclude damage caused with an aircraft. If you land on someone's roof, crop or car, your AVP may not be the right policy for it.
Within the sport the risks vary widely. A tandem flight with a professional pilot is assessed differently from solo thermal flying, cross-country flights or acrobatic flying. Always ask for written confirmation of what is included.
What is covered with paragliding?
Three strands: your own injury, damage to others and the recovery after an emergency landing.
Damage on launch or landing
Mind the aircraft exclusion in your AVP.
- Assessment under Article 6:162 of the Dutch Civil Code
- An AVP often excludes aircraft
- Club cover sometimes adds to this
Recovery in the mountains
An emergency landing in impassable terrain takes resources.
- Costs of mitigating the loss are a separate section
- Arrange a guarantee in advance
- Keep the report and invoices
What is covered
| Situation | Standard | With extension |
|---|---|---|
| Medical costs after a hard landing | No | Yes |
| A tandem flight with a professional pilot | No | Provided that |
| Flying solo on your own licence | No | Provided that |
| Liability for damage on landing | No | Provided that |
| Search and recovery costs after an emergency landing | No | Yes |
| Acro flying, a cross-country competition or speed flying | No | No |
What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.
Where things go wrong in practice
Two points that go wrong more often with canopy flying than with other sports.
Air sports sit alongside mountain sports and competitions in the exclusions
Travel and personal accident policies generally exclude air sports, mountain sports off the beaten track, diving below your certified depth and speed contests . Paragliding always touches the first category, and with a launch high in the mountains the second as well. Even a single tandem flight comes under it.
Your liability insurance often does not cover aircraft
If you cause damage on launch or landing, that is assessed under Article 6:162 of the Dutch Civil Code. Most AVPs, however, exclude damage caused with an aircraft , just as they exclude damage with a motor vehicle or a vessel. Without separate cover or club insurance you are then on your own.
What does your premium depend on?
- Risk class of the sport — air sports are in the highest
- Tandem or solo — acceptance varies widely
- Licence and flying hours — training through a recognised school
- Destination — the Alps, coastal hills or further afield
- Sums insured — mainly for disability and recovery costs
- Recreational or in competition — competitions are almost always excluded
Insurers weigh these details differently. That is why comparing pays off.
How we arrange it
- You request a quoteWe take stock of your situation, risk and wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Frequently asked questions
The questions we are asked most often about this.
Does paragliding come under ordinary travel insurance?
Usually not. Air sport is a standard exclusion. You have to declare it before departure, and even then not every insurer accepts the sport. Always ask for written confirmation before you fly.
Is a tandem flight covered?
Sometimes. A number of insurers make an exception for a single tandem flight with a professional pilot. Flying solo, thermal flights and acro almost always remain outside the cover.
Who pays for damage to a roof or a car on landing?
Not your liability insurance as a matter of course: it usually excludes damage caused with an aircraft. Check whether your flying club or school has liability cover for members and whether it applies to you as well.
Are recovery costs included?
Only if rescue costs appear in the policy and the sport has been accepted. An emergency landing in a wood or on a steep slope calls for resources that would otherwise be entirely at your own expense.
Read more
Similar pages
Are you going flying?
Have it established in advance what your policy does; we find out which insurer accepts canopy flying.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was written and checked by an adviser at Finass Verzekert. Last updated on .
The information on this page is general in nature and is not personal advice.