Driving school car insurance
In a driving school car there is by definition an inexperienced driver behind the wheel. Ordinary insurers exclude that. A driving school policy assumes it.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
A driving school car is a business asset with an exceptional risk profile: changing, inexperienced drivers, a lot of city mileage and daily use. Ordinary car insurance excludes giving driving lessons.
The policy takes account of the dual controls and of the fact that the instructor can intervene. Test drives and carrying learners to the test are also usually covered.
This page deals with one part. The overview of all parts is on the the main car insurance page.
Independent, personal, sorted quickly
We compare your car insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
Car insurance
Compare
Get coveredWhy arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
What to look out for
Always declare the use for lessons
Giving driving lessons is excluded on ordinary car insurance. After a claim that means no cover and recovery of the other party's loss from you.
The instructor and their qualification
Insurers ask about instructors' WRM qualification. Keep it current and open to proof.
High mileages
A driving school car covers many times the mileage of a private car. Reckon on a premium based on mileage and a higher excess.
Replacement transport
If the driving school car stands idle, your turnover stands still. Check whether replacement transport or a loss-of-use arrangement is insured.
What determines the premium
- List price and type of car
- Annual mileage
- Number of instructors
- Area of deployment: city or region
- Claims history and excess
This information is general in nature and is not personal advice. What is actually covered, including exclusions and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover.
Frequently asked questions
Can a driving school car go on an ordinary policy?
No. Giving driving lessons is excluded on ordinary car insurance. Without a separate policy there is no cover after a claim.
Is the learner insured?
Yes, that is the heart of the policy: the learner drives under the supervision of a qualified instructor and is insured.
Are test drives covered?
Usually they are, including transport to and from the test. Check that expressly in the conditions.
Do I get replacement transport?
Only if it is insured. For a driving school that is often more important than a few euros' difference in premium.
Every situation is different. For these situations we have a separate page.
- Compare car insuranceThe main page
- Insuring a hire carChanging hirers, excess, sharing platforms
- Business car insuranceCompany car, several drivers, WEGAS
- Insuring a luxury carBrand repairs, replacement transport, security
- Car insurance for a young driverNo no-claims years, high premium, options
- Insuring a sports carHigh list price, valuation, circuit excluded
- Compare exclusive car insuranceValued amount, brand repairs, equivalent replacement transport
- Insuring a car without no-claims yearsStarting position, building up, alternatives
- Insuring a second carNo-claims years, second-car arrangement, regular driver