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9,5/ Reviews

Insuring several motorcycles

If you ride several motorcycles in turn, separate policies mean paying for cover you never use at the same time.

  • several insurers compared objectively
  • 9.5 customer rating for a new policy
  • AFM licence 12016589
  • Personal 072 - 509 24 56, weekdays 9–17

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Work out for yourself what it would cost.

  • We compare the offerings of several insurers
  • An adviser checks whether the cover suits your situation
  • We arrange the switch, including cancellation

Request a quote

A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

  • Independent advice
  • Several insurers
  • Switching arranged
  • Help with claims

In brief

Some insurers offer a multi-motorcycle policy under which you pay the full premium for the machine you ride most and a reduced rate for the others.

The condition is that only one is on the road at any time and that all the motorcycles are registered in your name, with locked storage.

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Several motorcycles: what is covered?

The structure of the cover in three parts, with an overview per situation below.

How it is set up

Several on one policy

Full rate for the main machine, reduced for the rest.

  • One renewal date
  • One point of contact
  • Adding and removing machines
The assumption

Condition

Only one motorcycle is on the road at any time.

  • All motorcycles registered in your name
  • One rider at a time
  • Locked storage
Valuation

Classics

Older motorcycles at an agreed value instead of market value.

  • Youngtimers and classics
  • Limited mileage
  • Suspending the registration in winter

What is covered

SituationMulti-motorcycle policySeparate policies
One policy and one renewal dateYesNo
Reduced rate for the other motorcyclesYesNo
Adding a motorcycle without a new policyYesNo
Two motorcycles on the road at the same timeNoYes
Track useNoNo
Motorcycles belonging to someone elseNoSometimes

This overview is general in nature and is not personal advice. What is actually covered, including exclusions, limits and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover. Taking out cover without advice? Then read what execution only means for you.

What does your premium depend on?

  • Number and value of the motorcycles
  • Storage and security
  • No-claims years
  • Total annual mileage
  • Proportion of classics
  • Cover and excess chosen

Insurers weigh these details differently. That is where your saving is.

How we arrange it

  1. You request a quoteWe take stock of your situation, your risk and your wishes.
  2. We compareseveral insurers, on premium as well as conditions.
  3. You receive a proposalWith an explanation of the differences and the exclusions.
  4. We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

Why arrange it through Finass Verzekert?

We look at the terms as well as the premium, and stay your point of contact when there is a claim.

Independent

We are not tied to one insurer and compare on the basis of an objective analysis of several companies.

One fixed adviser

You call or email someone who knows your file. No menu options, no changing call centres.

Switching without hassle

We cancel your old policy and align the start date, so you are never a day without cover.

Help with claims

We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.

9.5New policy
9.8Claims handling

Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Where things go wrong in practice

Four points that make the difference between a policy that pays out and one that does not.

One on the road at a time

The discount rests on the assumption that you do not ride two motorcycles at once. If you let someone else ride one, that assumption no longer holds.

Storage counts heavily

With a collection, storage is decisive for acceptance and premium.

Valuation for classics

If there are classics among them, have them valued; market value does not do them justice.

The discount rests on a single assumption

That you do not ride two motorcycles at once. If you let a friend or a family member ride the second while you are on the first, that assumption no longer holds and the insurer can fall back on the conditions when you claim. Report it if this happens regularly. There are policies that allow for it.

Motorcycle insurance

Frequently asked questions

This is what people ask us most.

How does a multi-motorcycle policy work?

You pay the full rate for the main machine and a reduced rate for the others, on condition that only one is on the road at a time.

Do all the motorcycles have to be registered in my name?

Almost always yes. Motorcycles belonging to others fall outside the arrangement.

Can I include classic motorcycles?

Yes, but have them valued; otherwise settlement is at market value.

What if someone else rides one?

The assumption behind the discount then no longer holds. Report it in advance.

Do all the motorcycles have to be registered in my name?

Almost always yes. Motorcycles belonging to others fall outside the arrangement; report it if someone else rides one regularly.

Can I include classic motorcycles?

Yes, but have them valued. Without a valuation, settlement is at market value, and that does not do justice to a restored motorcycle.

Ready to compare?

Request a quote without obligation. We will look at which insurer best matches your activities and your risk.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was compiled by Finass Verzekert (LinkedIn). Last updated on .

The information on this page is general in nature and is not personal advice.