Avéro Achmea car insurance

No, this company works through brokers. We request the quotation, set the conditions alongside those of other insurers and handle the application. After that you can still come to us for changes, renewal and claims. That does not mean we recommend this company: which policy fits best only emerges from the comparison.

Yes. No-claims years are recorded centrally and are requested by the new insurer when the old policy ends. The discount can still work out differently, because every company uses its own no-claims scale. The same years therefore do not produce the same percentage everywhere. We take that difference into account when comparing.

The claim is then assessed on the basis of the accident statement form, witness statements and, where applicable, a police report. Recovering your own loss from a liable other party goes through the recovery service or through legal expenses cover. Without own-damage cover and without legal expenses cover you are on your own in such an argument, even if you are convinced you are right.

Probably. The postcode of the address where the car is kept is one of the rating factors. So report a move, even if the premium goes up as a result. The same applies to a change of regular driver or a substantially changed annual mileage. That information forms the basis on which the insurer accepted the risk.