Third-party liability insurance
- Damage to other vehicles
- Injury to third parties
- Damage to objects
Insuring a Porsche 911
With the 911, the market value of sought-after versions bears no relation to the market value an insurer applies, and that difference is something you settle in advance or not at all.
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
This page in another language: Nederlands
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
In brief
A market value basis assumes depreciation. For a number of generations and versions of this model that assumption has not held for years: demand keeps prices steady or pushes them up. If you insure on market value, you receive an amount if the car is written off with which you cannot buy a comparable example. A agreed value valuation by a recognised valuer fixes the value; Article 7:960 of the Dutch Civil Code gives that agreed value its effect.
A valuation report has a period of validity. If it expires without a fresh valuation, you fall back on market value when you claim and the whole advantage is gone. Put the end date in your diary and have the car revalued before the report expires, particularly in a market where values move. When the valuation is made, also state the version, the history and the documentation available, because these help determine the value agreed.
The third point is repair. Parts for the older, air-cooled generations come through a different channel from those for recent models, with longer delivery times. Allow for the time a repair takes and for the question of whether your policy requires original parts. See also the youngtimer policy for older examples and insuring sports cars.
Independent, personal, sorted quickly
We compare your youngtimer insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Porsche 911: what is covered?
The structure of the cover in three parts, with an overview per situation below.
Third-party liability + fire and theft
Also, damage to your own vehicle from external causes.
- Theft and burglary
- Fire, storm and hail
- Windscreen damage
- Collision with animals
Comprehensive cover
Including damage to your own vehicle through your own fault.
- Own fault and single-vehicle accident
- Vandalism
- Unknown party at fault
- Total loss
What is covered
| Situation | Third-party liability | Third-party liability + fire and theft | Comprehensive |
|---|---|---|---|
| Damage to another vehicle | Yes | Yes | Yes |
| Theft of your Porsche 911 | No | Yes | Yes |
| Windscreen damage or stone chips | No | Yes | Yes |
| Storm, hail and fire damage | No | Yes | Yes |
| Driving into a bollard yourself | No | No | Yes |
| Track use, wear and intent | No | No | No |
This overview is general in nature and is not personal advice. What is actually covered, including exclusions, limits and the excess, is set out in the policy conditions and the insurance card (verzekeringskaart) of the insurer; you receive both before you take out cover. Taking out cover without advice? Then read what execution only means for you.
What does your premium depend on?
- Agreed value. The value recorded in the report is the basis for premium and payment.
- Generation and trim level. A Carrera, a Turbo and a GT version are each assessed separately on power and value.
- Mileage band. A limited number of kilometres a year keeps the premium down, provided you really stay within that limit.
- Storage and security. A locked garage, alarm class and a tracking system with a live subscription all count heavily.
- Age and claims history of the driver. Driving experience and the policyholder's step help determine acceptance.
- Type of cover and excess. Own-damage cover on the agreed value combined with the excess chosen per event.
Insurers weigh these details differently. That is where your saving is.
How we arrange it
- You request a quoteWe take stock of your situation, your risk and your wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Where things go wrong in practice
Four points that make the difference between a policy that pays out and one that does not.
Valuation and revaluation
Have the car inspected by a recognised valuer and keep the report with the policy. It states the version, mileage, condition and the value agreed, supported by photographs. Under Article 7:960 DCC that value is the starting point when you claim, for as long as the report is valid. Have a fresh valuation done in good time, because an expired report means settlement on market value. Also report it if you have major work or a restoration carried out after the valuation.
Parts differ by generation
Body panels, glass and interior parts for the older generations come through a classic channel with limited stock and longer delivery times. For recent models they come from the regular warehouse. That difference determines how long your car stands idle and whether a repairer works with used or new parts. Set out in the policy what applies, because a clause allowing non-original parts keeps repair costs down but affects the value of your car.
Storage, tracking system and clauses
With this model, insurers almost always set requirements: storage in a locked space, an approved alarm and, for higher values, a tracking system with a live subscription. Those requirements also apply while you are away, for example when you stay overnight. If the subscription to the tracking system lapses, the theft cover that depends on it falls away. Also check that the storage address on the policy is still correct after a move.
What is not covered
Outside the cover: driving on a circuit, during timed driver training and during speed trials; damage arising while the car is being worked on, restored or dismantled; diminution in value after a properly executed repair, unless separately insured; undeclared options and accessories; wear to tyres, clutch and brakes; and theft where the agreed security was not in operation or the subscription had expired.
Repairs and parts
Original parts and brand repair are decisive for the residual value after a claim.
Acceptance differs per insurer
Not every company applies the same policy for this make. With unusual versions, the question is not what it costs but who will accept it.
Frequently asked questions
This is what people ask us most.
Do I need a valuation report?
For this model that is the only way to fix the value in advance. Without a report the insurer settles on market value if the car is written off, and market value does not follow the market for sought-after versions. A recognised valuer records the version, condition and mileage with photographs; under Article 7:960 DCC that agreed value is then the starting point when you claim.
How long does my valuation remain valid?
The report states a period of validity. While that runs, the agreed value applies. After that you fall back on market value, even if you have simply continued paying the premium. So have a fresh valuation done in good time and report major work, a restoration or a change to the specification, because these can affect the agreed value.
What security does the insurer require?
Usually storage in a locked space, an approved alarm system and, for higher values, a tracking system with a live subscription. Those requirements appear as a clause on the policy and also apply when you stay overnight away from home. If the subscription to the tracking system lapses, the theft cover attached to it falls away. Always notify a move or a different storage address.
What if an original part is not available?
That then depends on the clause in your policy. Some conditions require original parts, others allow used or equivalent parts. With older generations, supply runs through a classic channel with limited stock, which lengthens the repair time. Discuss in advance what applies, so that after a claim you are not faced with a choice that affects the value of your car.
Every situation is different. For these situations we have a separate page.
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Read more
Ready to compare?
Request a quote without obligation. We will look at which insurer best matches your activities and your risk.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was compiled by Finass Verzekert. Last updated on .
The information on this page is general in nature and is not personal advice.