Snow park · jumps and rails · acrobatic skiing

Freestyle skiing and your insurance

Freestyle skiing takes place on the piste, but with jumps, rails and somersaults. Many insurers treat that as acrobatic skiing and exclude it from ordinary winter sports cover.

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Deze pagina in het Nederlands: Freestyleskiën en uw verzekering.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.

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An adviser checks whether the cover suits your situation
We arrange the switch, including cancellation

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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

In brief

Freestyle skiing takes place in the snow park and the half-pipe: kickers, rails, boxes and rotations. The terrain is managed and marked, so unlike off-piste the risk lies not in avalanches but in the landing. Back, shoulder and head injuries occur more often in this discipline than in ordinary descents.

Insurers translate that in two ways. Some simply include the snow park in the winter sports module; others name freestyle skiing, jumps and halfpipe as an exclusion, so that you need additional cover. Competitions, the training for them and practice for payment fall outside almost everywhere. So ask in writing before departure what is included.

Cover
Points to note
Premium
Frequently asked questions
Quote

What is covered with freestyle skiing?

Three things determine your cover: use of the park, the type of jumps and whether competition is involved.

In advance

Winter sports cover and an addition

Check whether the park is expressly stated in the conditions.

The winter sports module as a basis
The snow park sometimes named separately
Ask for written confirmation

In the park

Kickers, rails and pipe

The obstacles determine how the insurer classifies the sport.

Only during opening hours
No closed-off or closed lines
A helmet prescribed almost everywhere

In the event of injury

Head, back and transport

Call the emergency assistance centre before you incur any costs.

A guarantee of payment for the clinic
Adapted transport home
Keep invoices and the medical report

What is covered

Situation	Standard	With extension
Skiing on the ordinary piste	Yes	Yes
Jumps and rails in an open snow park	Provided that	Yes
Somersaults and rotations in the half-pipe	No	Yes
Home-made kickers off the piste	No	No
Competitions and training for them	No	Provided that
Entering the park after closing time or past the barrier	No	No

What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive before you take out cover.

Where things go wrong in practice

Two points that determine whether your policy pays after a hard landing.

Acrobatic skiing stands apart in the conditions

Many policies cover skiing on the piste but name freestyle skiing, jumps and halfpipe as an exception to it. Whether the park is included therefore depends not on the ski area but on your conditions. Declare the discipline when taking out the policy. The duty of disclosure in Article 7:928 of the Dutch Civil Code rests with you, and an incomplete declaration can reduce the payment or cause it to fall away (Article 7:930 of the Dutch Civil Code).

Outside the park and outside the hours, everything falls away

Home-made jumps beside the piste fall under off-piste and therefore under the mountain sports exclusion. Jumping in a closed-off or closed park is treated as reckless conduct, for which Article 7:952 of the Dutch Civil Code gives no cover. Practice in a competitive setting or for payment is also excluded as standard. Damage to your own skis while in use moreover falls outside the luggage cover.

What does your premium depend on?

Risk class of the discipline: park, pipe or piste only
Recreational or in competition: competitions call for a tailored solution
Destination: the Alps or outside Europe
Duration of the trip: a single week or the whole season
Sums insured: above all for disability and transport
Age and experience: juniors in the park group or experienced

Insurers weigh these details differently. That is where your saving is.

How we arrange it

You request a quoteWe take stock of your situation, risk and wishes.
We compareseveral insurers, on premium as well as conditions.
You receive a proposalWith an explanation of the differences and the exclusions.
We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

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Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

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Frequently asked questions

This is what people ask us most.

Does the snow park fall under winter sports cover?

That differs by insurer. Some policies cover everything on the open piste, including the park; others name acrobatic skiing and the half-pipe separately as an exclusion. Read the conditions on this point and ask for written confirmation where needed.

Do I have to wear a helmet?

Insurers rarely prescribe it in so many words, but park rules do. If you ignore the local rules and are injured, that can be treated as reckless conduct and put the payment under pressure.

Am I insured if I hit someone on a jump?

Your liability insurance covers injury you cause to someone else, under Article 6:162 of the Dutch Civil Code. In a sport and game situation the threshold for liability is higher, because participants accept part of the risk from each other.

Are my skis and helmet insured?

Theft and transport damage are usually covered by the luggage section, with a limit per item. Breakage while actually skiing is usually excluded. For hired equipment the hirer's deposit arrangement applies, not your travel insurance.

Within Reisverzekering

Service

Heading into the park?

Have it recorded before departure whether jumps and the half-pipe are included. We find out which insurer accepts that.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was written and checked by an adviser at Finass Verzekert. Last updated on 15 August 2026.

The information on this page is general in nature and is not personal advice.

Freestyle skiing and your insurance

In brief

What is covered with freestyle skiing?

Winter sports cover and an addition

Kickers, rails and pipe

Head, back and transport

Where things go wrong in practice

Acrobatic skiing stands apart in the conditions

Outside the park and outside the hours, everything falls away

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

Similar pages

Service

Heading into the park?

About our service

Freestyle skiing and your insurance

In brief

What is covered with freestyle skiing?

Winter sports cover and an addition

Kickers, rails and pipe

Head, back and transport

Where things go wrong in practice

Acrobatic skiing stands apart in the conditions

Outside the park and outside the hours, everything falls away

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

Similar pages

Service

Heading into the park?

About our service

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