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9,5/ Reviews

What is covered by home contents insurance (inboedelverzekering)?

Everything standing loose in your home, against a set number of causes, with maximums per category.

This page in another language: Nederlands

Work out for yourself what it would cost.

  • We compare the offerings of several insurers
  • An adviser checks whether the cover suits your situation
  • We arrange the switch, including cancellation

Request a quote

A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

  • Independent advice
  • Several insurers
  • Switching arranged
  • Help with claims

What is included

Furniture, appliances, clothing, crockery, books, tools. Including what is in the shed, garage or loft.

Often also garden furniture, although these carry their own conditions for damage outside the home.

Against what

Fire, smoke and lightning strike, water damage from a burst pipe, burglary and vandalism, storm.

With a comprehensive cover your own mishaps at home as well: dropping or knocking something over. Extended cover does not do that.

The sub-limits

For jewellery, watches, audiovisual equipment and collections a maximum applies per category — often a few thousand euros for everything together, not per item.

Anything above that amount you insure with a valuables insurance, which also covers items away from home.

On what value

On replacement value: what it costs to buy everything again, not what you paid for it at the time. For an average family that soon exceeds forty thousand euros.

Independent, personal, sorted quickly

We compare your contents insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.

Arranging contents insurance through Finass VerzekertContents insurance
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Comparing contents insurance premiums and coverCompare
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Why arrange it through Finass Verzekert?

We look at the terms as well as the premium, and stay your point of contact when there is a claim.

Independent

We are not tied to one insurer and compare on the basis of an objective analysis of several companies.

One fixed adviser

You call or email someone who knows your file. No menu options, no changing call centres.

Switching without hassle

We cancel your old policy and align the start date, so you are never a day without cover.

Help with claims

We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.

Frequently asked questions

This is what people ask us most.

What counts as home contents?

Everything standing loose in your home, including the shed and the loft.

What am I insured against?

Fire, water, burglary and storm. With comprehensive cover also your own mishaps at home.

What is a sub-limit?

A maximum per category, for example for jewellery or equipment.

Does that apply per item?

No, for the whole category together.

On which value do I insure?

At replacement value: what it costs to buy everything again.

Is my phone covered away from home?

Usually not; valuables insurance is needed for that.