Is your phone covered by the home contents insurance (inboedelverzekering)?
At home your phone is home contents. As soon as it leaves the house that changes, and that is exactly where it gets broken.
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Work out for yourself what it would cost.
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- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
At home
With fire, water damage or burglary in your home, your phone falls under the home contents insurance, just like the rest of your belongings.
If you drop it at home, that is only covered under comprehensive cover; extended home contents insurance does not cover your own mishaps.
Away from home
This is usually where it stops. Theft from your bag in the street or a broken screen in a cafe is not covered by most home contents policies.
Some policies include a limited extension for items away from home with a low sub-limit; check that before you rely on it.
The route that does work
A valuables insurance covers your phone on a comprehensive, worldwide basis, including drops and loss. For a handset worth more than a thousand euros that is a genuine option.
Pay attention to the excesses and on whether screen damage is separately restricted. That differs greatly from policy to policy.
What you can do yourself
Put your handset on an insurance that matches how you use it. If you are out and about all day, contents cover is of little use.
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We compare your contents insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Within Inboedelverzekering
- Inboedelverzekeringthe main page
- Wat dekt een inboedelverzekering niet
- Home contents or liability: what is the difference?
- Wat is er verzekerd bij een inboedelverzekering
- Is glas verzekerd bij de inboedelverzekering
- What should you look for in home contents insurance (inboedelverzekering)?
- What exactly counts as home contents?
Similar pages
- Why home contents insurance (inboedelverzekering) falls short for valuables
- What does home contents insurance (inboedelverzekering) not cover?
- Home contents or liability: what is the difference?
- What should you look for in home contents insurance (inboedelverzekering)?
- What is covered by home contents insurance (inboedelverzekering)?
- Is home contents insurance (inboedelverzekering) sensible?
- Is glass covered by home contents insurance (inboedelverzekering)?
- The excess on home contents insurance (inboedelverzekering)
Also relevant
Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Frequently asked questions
This is what people ask us most.
Is my phone insured at home?
For fire, water and burglary it is. For dropping it only under comprehensive cover.
And away from home?
Usually not; some policies have a limited extension with a low sub-limit.
What is the solution?
A valuables insurance, comprehensive and worldwide, including drops and loss.
Is theft from my bag covered?
On a home contents insurance generally not. On a valuables policy it is.
Is that worth it for an expensive handset?
Above a thousand euros it is a genuine option.
What should I look out for?
The excess, and whether screen damage is separately restricted.