Is home contents insurance (inboedelverzekering) sensible?
Most people underestimate their contents by tens of thousands of euros. That makes the trade-off different from how it looks.
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Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
Work it out for once
Walk through your home and add up what it would cost to buy everything again. Not what you paid, but the price today.
For an average family that quickly comes to more than forty thousand euros. Washing machine, fridge, sofa, beds, clothing, tools, garden furniture, crockery — it adds up faster than you think.
When it is worth it
With total loss through fire. That is rare, but the loss is then total and impossible to bear without insurance.
With water damage from above or a burst pipe, which happens considerably more often than fire.
With burglary, where it is not only what has gone that counts but also the damage to your home.
When you might consider going without
If you live with few belongings and could replace them without difficulty, choosing not to insure is a genuine option. That applies to a limited group.
For anyone with a furnished home, the premium does not outweigh the risk.
What you are best off doing
Insure on replacement value and update it periodically. Underinsurance means every claim is paid proportionately — small claims included.
Independent, personal, sorted quickly
We compare your contents insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Within Inboedelverzekering
- Inboedelverzekeringthe main page
- Wat is er verzekerd bij een inboedelverzekering
- Welke verzekeringen moet je nemen
- What should you look for in home contents insurance (inboedelverzekering)?
- Heeft een inboedelverzekering eigen risico
- Is je telefoon verzekerd bij inboedel
- What exactly counts as home contents?
Similar pages
- What is covered by home contents insurance (inboedelverzekering)?
- Why take out home contents insurance (inboedelverzekering)?
- What should you look for in home contents insurance (inboedelverzekering)?
- What exactly counts as home contents?
- What does home contents insurance (inboedelverzekering) cost?
- The excess on home contents insurance (inboedelverzekering)
- Is your phone covered by the home contents insurance (inboedelverzekering)?
- Does home contents insurance (inboedelverzekering) have an excess?
Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Frequently asked questions
This is what people ask us most.
Is home contents insurance compulsory?
No; it is your own decision.
What are my contents worth?
Work on replacement value. For an average family that soon comes to more than forty thousand euros.
When is it worth it?
In a total loss through fire, and for water damage and burglary, which happen more often.
What is underinsurance?
A sum insured that is too low. Every claim is then paid out proportionately.
How do I prevent that?
Insure on replacement value and update it periodically.
When might I consider going without?
If you have few belongings and could replace them without difficulty.