Which insurance do you really need?
The rule of thumb: insure what you cannot bear yourself, and bear yourself what you can afford to lose.
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Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
Almost always worthwhile
Liability. Not compulsory, but personal injury is calculated over the whole of the victim's life and runs into hundreds of thousands or millions. The premium is a few tens of euros a year.
Buildings if you own a home; that is your largest asset and your lender requires it.
Income if you depend on your work. For the self-employed, disability insurance (AOV); for employees, a top-up to the WIA.
Usually worthwhile
Home contents. Work out what it costs to buy everything again. For an average family that is soon over forty thousand euros.
Legal expenses if you run a risk of disputes with a landlord, employer or contractor.
Depending on your situation
Travel if you travel more than three weeks a year; valuables if you own more than the sub-limit on your contents policy; term life if there are people who depend on your income.
What you can skip
Small product warranties and cover for amounts you can comfortably afford to lose. Anyone who can easily bear an excess of five hundred euros does not need cover for losses of two hundred.
Independent, personal, sorted quickly
We compare your contents insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Within Inboedelverzekering
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Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Frequently asked questions
This is what people ask us most.
What is the rule of thumb?
Insure what you cannot bear yourself; bear yourself what you can afford to lose.
Which is the most important?
Liability; the risk is out of all proportion to the premium.
Do I need home contents insurance (inboedelverzekering)?
Usually yes; work out what it costs to buy everything again.
When is travel insurance worthwhile?
Beyond about three weeks of travel a year, annual cover pays off.
What can I skip?
Cover for amounts you can comfortably afford to lose.
What if I am self-employed?
Then disability insurance (AOV) counts for most.