How often do you pay for your car insurance?
You usually choose the payment term yourself. Paying more often normally costs a surcharge.
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Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
The payment terms
The usual options are monthly, quarterly, half-yearly or annually. Annually is usually the cheapest.
With monthly payment many insurers charge a surcharge of a few per cent. Over a year that mounts up.
What the difference is
Work it out: a surcharge of three per cent on a premium of eight hundred euros is twenty-four euros a year. For some people spreading the cost is worth that, for others it is not.
If you fall into arrears
If you do not pay, a reminder follows with a payment deadline. If payment still does not come, the cover can be suspended.
That is more serious than it sounds: with third-party liability cover suspended you are driving uninsured. The victim is then compensated through the Waarborgfonds, which recovers the full amount from you.
So always clear arrears straight away, or get in touch if you cannot pay. An arrangement is often possible.
On sale or suspension
If you cancel the insurance after selling the car, the premium paid in advance is refunded pro rata. Report the change of registration straight away.
Independent, personal, sorted quickly
We compare your car insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Frequently asked questions
This is what people ask us most.
Can I pay monthly?
Usually you can, often with a surcharge of a few per cent.
What is cheapest?
Paying annually; there is usually no surcharge on that.
What happens if I fall into arrears?
After a reminder the cover can be suspended. You are then driving uninsured.
What if I drive uninsured?
The victim is compensated through the Waarborgfonds, which recovers that from you.
Do I get premium back if I sell the car?
Yes, pro rata; report the change of registration straight away.
Can I arrange a payment plan?
Often you can; get in touch before arrears arise.