Car insurance: frequently asked questions
Below are the questions that come up most often. If yours is not among them, do ask it.
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Work out for yourself what it would cost.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
- Independent advice
- Several insurers
- Switching arranged
- Help with claims
About taking out and cancelling a policy
After the first year your insurance is cancellable daily with one month's notice, under Article 7:940 of the Dutch Civil Code.
Make sure there is not a single day between two policies; one uninsured day is precisely the day on which things can go wrong.
About claims
Report always, even where the other party appears to be at fault. Complete the European accident statement form together. You sign for how it happened, not for fault.
Accept no liability; that assessment is for your insurer.
On a small claim: work out whether claiming is worthwhile given the loss of no-claims years.
About the premium
The biggest saving usually lies in the question whether your cover still fits the market value, not in switching.
Check your no-claims years in Roy-data; mistakes do occur.
About particular situations
Suspend the registration can be arranged with the RDW if you are temporarily not driving. The car must then stand on private land.
With sale the obligation ends as soon as the registration passes to someone else; report that at once.
Changing the use: delivery work, hiring out, giving lessons: has to be declared; otherwise the cover lapses.
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We compare your car insurance across dozens of insurers, explain where the real differences lie, and arrange the switch from start to finish — without you having to chase it yourself.
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Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of contact when there is a claim.
Independent
We are not tied to one insurer and compare on the basis of an objective analysis of several companies.
One fixed adviser
You call or email someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align the start date, so you are never a day without cover.
Help with claims
We report the claim and monitor how it is handled. In urgent cases you can reach us on the emergency line.
Frequently asked questions
This is what people ask us most.
Can I cancel at any time?
Daily after the first year, with one month's notice.
Do I have to report every claim?
Yes; whether you claim is a second question that you can work out.
Can I suspend the registration?
Yes, with the RDW; the car must then stand on private land.
What if I sell my car?
The obligation ends when the registration is transferred; report that at once.
Do I have to declare a different use?
Yes; delivery work, hiring out and giving lessons are risk classes of their own.
How do I save the most?
By reviewing your cover, not by simply switching.