Support for business owners

The review

We map out what you do, who works for you and which risks follow from that. From that it follows which covers are needed and which are not.

The gaps are usually in the same places: care, custody and control, work after completion, the traffic risk of your staff and digital downtime without physical damage.

In the event of a claim

We report the claim, guide you through it and, if it is rejected, assess the reasoning. Where a single event runs across several policies, we coordinate between insurers.

That last point is exactly where separate policies go wrong: three insurers pointing at each other while your business stands still.

If anything changes

If your turnover grows, staff join, you start different activities or you buy premises &mdash. That affects your cover and your premium.

An undeclared activity is a ground for reducing payment when you claim. Report it. It takes one phone call.

What you supply

Your policy schedules and a short description of your business. We say honestly what is unnecessary. That is part of the job.