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Multi-day tour · remote · repatriation

Ski safaris and your insurance

A ski safari is a multi-day tour from valley to valley or hut to hut. The risk here is not the speed but the distance from help.

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Deze pagina in het Nederlands: Skisafari en uw verzekering.

Calculate your premium or request a quote

Without obligation; a reply within one working day.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.

Work out your own premium with the calculator.

  • We compare the offerings of several insurers
  • An adviser checks whether the cover suits your situation
  • We arrange the switch, including cancellation

Request a quote

A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

Kies je verzekering(en)
Voertuigen
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Persoon & gezin
Sport & hobby
Overig
Auto's
Auto 1
Aanvullende autogegevensOpen
Alleen nodig als dit relevant is voor de gekozen dekking of waardebepaling.
Youngtimers / klassiekers
Youngtimer / klassieker 1
Oldtimers
Oldtimer 1
Aanvullende voertuiggegevensOpen
Alleen invullen indien van toepassing, bijvoorbeeld bij afwijkende tenaamstelling, taxatiewaarde of aankoopdatum.
Vrachtauto's
Vrachtauto 1
Dit bepaalt of het voertuig particulier of zakelijk verzekerd wordt.
Dit bepaalt of het voertuig particulier of zakelijk verzekerd wordt.
Wordt automatisch ingevuld na de kentekencheck.
Goedgekeurd slot aanwezig?
Aanvullende gegevens Open
Dit bepaalt of het voertuig particulier of zakelijk verzekerd wordt.
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Wordt automatisch ingevuld na de kentekencheck.
Aanvullende gegevens Open
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Wordt automatisch ingevuld na de kentekencheck.
Vaste standplaats?
Wordt de caravan verhuurd?
Gewenste dekkingen
Verhuurde woningen
Woning 1
Meer gegevensOpen
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Woning 1
Meer gegevensOpen
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Woning 1
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Aanvullende woninggegevensOpen
Alleen de extra acceptatievragen die voor deze woning nodig zijn.
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Wat wil je meeverzekeren?
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Denk aan een verdenking, boete, transactie, taakstraf of veroordeling. Verkeersboetes tot 300 euro hoef je niet te melden.
Is er ooit een verzekering opgezegd, geweigerd of beëindigd wegens fraude, of sta je geregistreerd in het incidentenregister?
Vermeld het jaar, wat er speelde en hoe het is afgehandeld. Dit betekent niet automatisch dat je niet verzekerd kunt worden.

In brief

On a ski safari you ski on for days, with overnight stops along the way and baggage carried on ahead. If the route stays on prepared pistes, that is usually included on winter sports cover. If a stage crosses unprepared terrain or a glacier, the exclusion for mountaineering comes into view.

The heart of this page is not the fall but the distance from help. Search, rescue and mountain recovery costs in remote areas and any repatriation weigh more heavily here than on an ordinary week’s skiing. Note as well the maximum uninterrupted length of a trip that your annual travel insurance applies.

What is covered on a ski safari?

Assess the tour stage by stage: terrain, guiding and the way back if you have to stop.

Route

Stage by stage

A single off-piste stage can put the whole tour outside cover.

  • Ask for the route description
  • Report glacier sections separately
  • Guide or your own group
Help

Rescue and repatriation

In remote valleys, mountain rescue is the largest cost item.

  • Call the emergency assistance centre
  • Guarantee of payment in advance
  • Arrange transport home
On the road

Baggage and accommodation

Baggage carried on ahead follows its own section.

  • Maximum per item
  • Proof of carriage
  • Hut costs if you have to stop

What is covered

SituationStandardWith extension
An organised tour over prepared pistesYesYes
An off-piste stage led by a guideNoProvided that
Glacier trek with rope and cramponsNoProvided that
Search and rescue costs in a remote areaProvided thatYes
Repatriation after an injury on the wayProvided thatYes
A tour longer than the maximum trip duration on the policyNoProvided that

What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.

Where things go wrong in practice

Two points that make the difference on a multi-day tour.

A single stage off the piste changes the assessment

The standard exclusions remain in place on a safari as well: off-piste mountain sports, air sports, diving below a stated depth and speed contests. A glacier crossing or a descent through unpatrolled terrain falls into the first category, even if the rest of the tour stays on piste.

Heliskiing and freeriding

Trip duration and the emergency assistance centre determine the outcome

Annual travel policies have a maximum uninterrupted length of a trip; a long safari can exceed it. If something goes wrong, call the emergency assistance centre before you incur costs, and report the incident within the period set by Article 7:941 of the Dutch Civil Code. Keep the mountain rescue report and all invoices.

What does your premium depend on?

  • Proportion of the route off-piste — this determines the risk class
  • Remoteness of the area — rescue takes longer
  • Length of the tour — watch the maximum trip duration
  • Guidance — a guide or your own group
  • Destination — the Alps, Scandinavia or further afield
  • Sums insured — above all for rescue and transport

Insurers weigh these details differently. That is why comparing pays off.

How we arrange it

  1. You request a quoteWe take stock of your situation, risk and wishes.
  2. We compareseveral insurers, on premium as well as conditions.
  3. You receive a proposalWith an explanation of the differences and the exclusions.
  4. We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

9.5New policy
9.8Claims handling

Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Frequently asked questions

The questions we are asked most often about this.

Is a ski safari ordinary winter sport?

As long as the route runs over open pistes, usually yes. If the tour includes off-piste stages, glacier sections or hut stays at high altitude, notification in advance is needed and the ordinary winter sports module is not enough.

Are rescue and recovery costs insured?

Only if your policy has that section and the activity is not excluded. In remote valleys, rescue is by helicopter. Always call the emergency assistance centre first for a guarantee of payment.

What if I have to drop out halfway?

Interruption costs and transport back are not automatically covered by travel cover. Some policies pay for travel days not taken; check that section and keep proof of the booking.

Is my baggage carried on ahead covered?

Generally yes, under baggage cover, with a maximum per item and an excess. Carriage by third parties calls for a consignment note or receipt as evidence for a claim.

Are you going on a ski safari?

Have the route and the rescue cover assessed before you leave; we find out which policy fits.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was written and checked by an adviser at Finass Verzekert. Last updated on .

The information on this page is general in nature and is not personal advice.