Is a leak in the Home covered?
The consequential damage from a leak is covered, The cause itself is not. That is The point at which most disappointment arises.
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Work out for yourself what it would cost.
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- We compare the offerings of several Insurers
- An advisor checks whether the cover suits your situation
- We arrange The switch, including cancellation
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- Independent advice
- Several Insurers
- Switching arranged
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What is
The consequential loss: The soaked ceiling, The damaged wall, The affected floor and your belongings standing underneath.
The costs of tracing The leak to find The leak and to put back what was opened up for it.
What isn't
The repairing The pipe itself. That is The cause, and causes are not paid for.
Gradual damage from a leak that went unnoticed for a long time. What is assured is sudden damage; wear and deferred maintenance fall outside.
What to do straight away
Limit The damage — that is not only sensible but a duty under Article 7:957 of The Dutch Civil Code. Turn off The stopcock, catch The water, move your belongings.
Photograph before you clear up, and keep receipts for emergency measures. Those costs are normally paid, even above the sum assured.
Report it to your insurer or to us before you have any repairs carried out.
In an apartment
If the water comes from above, the question arises whether it comes from a communal part or from the flat of the neighbor above you. That determines whether the policy of the VvE (Dutch owners' association) or that neighbour's liability comes into play.
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Within Building Insurance
- Building insuranceThe main page
- Is water damage to home contents or buildings?
- What should you do in the event of a leak for insurance purposes?
- What damage is compensated in the event of a leak?
- Building insurance and contents insurance
- Is liability insurance the same as building insurance
- Water building insurance
Similar pages
Why arrange it through Finass Verzekert?
We look at the terms as well as the premium, and stay your point of Contact when there is a claim.
Independent
We are not tied to one insurer and compare on The basis of an objective analysis of several companies.
One fixed adviser
You call or E-mail someone who knows your file. No menu options, no changing call centres.
Switching without hassle
We cancel your old policy and align The start date, so you are never a day without cover.
Help with claims
We report The claim and monitor how it is handled. In urgent cases you can reach us on The emergency line.
Frequently asked questions
This is what people ask us most.
Is a leak assured?
The consequential damage is, repairing The pipe itself is not.
Are The costs of tracing The leak covered?
Normally yes, including closing up what was opened up.
What about a leak that went unnoticed for a long time?
Gradual damage falls outside. What is assured is sudden damage.
What do I have to do straight away?
Limit The damage; that is a duty under Article 7:957 DCC. Photograph it first.
Are emergency measures paid for?
Normally yes, even above the sum assured.
What about water from the neighbor above?
Then The question is whether it comes from a communal part. That determines which policy comes into play.