The circumstances · not an admission of fault · both signatures
Why is the accident statement form so important?
The form records what happened at the moment both parties still agree. An hour later that is often different.
Deze pagina in het Nederlands: Waarom is het schadeformulier zo belangrijk?.
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What it records
The the factual circumstances: positions, directions of travel, the sketch of the scene and which boxes have been ticked. That is the basis on which insurers assess the question of fault.
You sign for the circumstances, not for fault. That assessment is for the insurers.
Why it is indispensable
Without a form, two accounts stand opposed to each other later on. With a form signed by both parties, one version is recorded at the time itself.
The sketch of the scene is often decisive; draw it carefully and photograph the actual situation alongside it.
What not to do
Admitting liability. You can bind your insurer to something that later turns out not to be correct.
Signing without reading it. What it says is what counts later; check the ticked boxes before you sign.
Driving off without exchanging details. That is a criminal offence and it makes recovery virtually impossible.
If the other party will not cooperate
Note down the registration number, make and colour, photograph the vehicle and the scene, and look for witnesses. Where the other party is unidentified, a report to the police is needed to claim on the Waarborgfonds Motorverkeer.
Frequently asked questions
The questions we are asked most often about this.
Am I signing to accept fault?
No; you sign for the actual course of events.
Why is the form important?
It records one version of the circumstances at the time itself.
What is decisive?
Often the sketch of the scene; draw it carefully.
What if the other party refuses to sign?
Note the registration number and details, take photographs and look for witnesses.
May I accept liability?
Better not; that assessment is for your insurer.
What if the other party is unidentified?
Report it to the police; that is needed to claim on the Waarborgfonds Motorverkeer.
What is covered and what is not
What is covered
| Situation | With a signed form | Without a form |
|---|---|---|
| The other party admits it at the scene but changes their account a week later | Yes | No |
| A collision in a car park with no witnesses | Yes | No |
| Bodywork damage where the police do not attend because there is no injury | Yes | Provided that |
| The other party refuses to sign; you note the registration number and photograph the scene | Yes | Provided that |
| Both drivers tick boxes that contradict each other | Provided that | No |
| A driver who leaves the scene and whose registration number remains unknown | No | No |
Where the other party is unidentified, the route runs not through the form but through a police report and the Waarborgfonds Motorverkeer.