Third-party liability insurance
- Damage to other vehicles
- Injury to third parties
- Damage to buildings and objects
- Damage caused by passengers
Koerierverzekering · compared independently · advice from Finass
Compare courier insurance & save straight away
Insure the vehicle used by your courier or delivery service — with intensive use, high mileage and your load and equipment insured as well. Fast claims handling, because downtime costs turnover. We compare more than 30 Dutch insurers. Independent advice from Finass Verzekert — registered with the AFM (the Dutch financial markets authority) and affiliated with Kifid (the financial services complaints institute).
- several insurers compared objectively
- 9.5 customer rating for a new policy
- AFM licence 12016589
- Personal 072 - 509 24 56, weekdays 9–17
Deze pagina in het Nederlands: Koeriersverzekering vergelijken & direct besparen.
Calculate your premium or request a quote
Without obligation; a reply within one working day.
The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert.nl or call 072 - 509 24 56 and we will take it from there.
Work out your own premium with the calculator.
Enter your details; you will receive a proposal within one working day.
- We compare the offerings of several insurers
- An adviser checks whether the cover suits your situation
- We arrange the switch, including cancellation
A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.
In brief
Courier insurance is van insurance tailored to courier, delivery and parcel services. Its hallmarks are intensive use, high mileage, many stops and the carriage of goods. Third-party liability cover is compulsory by law; for a van in regular use, third-party liability plus third-party fire and theft, or comprehensive cover, is often sensible.
It is important that your load and equipment are insured as well and that you are quickly back on the road after a loss — a replacement vehicle prevents lost turnover. At Finass Verzekert we compare several insurers and look for a policy that accepts the intensive use.
Pay attention to acceptance of intensive use and high mileage, insuring the load and equipment, fast claims handling with a replacement vehicle, and the registration used. We advise you independently and arrange everything.
What does courier insurance cover?
The structure of the cover in three parts, with an overview per situation below.
Third-party liability + fire and theft
Alongside third-party liability cover, protection against damage to your own car from external causes you cannot prevent.
- Fire and storm damage
- Theft and burglary
- Windscreen breakage and glass damage
- Collision with animals
Comprehensive insurance
The most complete cover, including damage through your own fault, with fast claims handling and a replacement vehicle. For a courier vehicle, often the best choice.
- Hail damage
- Damage through your own fault
- Vandalism
- Unknown party at fault
What is covered
| What we do | At Finass | Direct with Ansvar |
|---|---|---|
| Comparison across several insurers | Yes | No |
| Advice based on your own situation | Yes | Provided it is declared |
| One point of contact for claims | Yes | Provided it is declared |
| Cancellation with your current insurer arranged | Yes | No |
| We determine whether Ansvar is the best choice | Yes | No |
| Advice fees for you as a customer | No | No |
What we do
| What we do | At Finass | Direct with Koerierverzekering |
|---|---|---|
| Comparison across several insurers | Yes | No |
| Advice based on your own situation | Yes | Sometimes |
| One point of contact for claims | Yes | Sometimes |
| Cancellation with your current insurer arranged | Yes | No |
| We determine whether Koerierverzekering is the best choice | Yes | No |
| Advice fees for you as a customer | No | No |
This overview concerns our service, not the cover. What is actually covered is set out in the policy conditions and on the insurer's insurance card (verzekeringskaart); you receive both before you take out cover.
Where things go wrong in practice
Four points that make the difference between a policy that pays out and one that does not.
Load & equipment
Load & equipment Cover for goods carried, parcels and equipment against damage and theft — essential for delivery services.
A replacement vehicle quickly
A replacement vehicle quickly Back on the road quickly after a loss with a replacement vehicle, so that you do not miss runs and turnover.
Agency workers, interns & volunteers, traffic
Agency workers, interns & volunteers on the road Legal assistance with traffic claims and disputes concerning your courier vehicle.
Passenger accident insurance (SVI)
Passenger accident insurance (SVI) Pays for injury and material damage to the driver and passengers, regardless of who is at fault.
What does your premium depend on?
- Sum insured — the main basis for calculation
- Cover and modules chosen
- Risk profile and sector
- Excess chosen
- Claims history
- Working area
Insurers weigh these details differently. That is why comparing pays off.
How we arrange it
- You request a quoteWe take stock of your situation, your risk and your wishes.
- We compareseveral insurers, on premium as well as conditions.
- You receive a proposalWith an explanation of the differences and the exclusions.
- We arrange the switchIncluding cancellation, so there is no gap in cover.
9.5New policy
9.8Claims handling
Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.
Frequently asked questions
The questions we are asked most often about this.
What does courier insurance cost?
That depends on how intensively the vehicle is used, the annual mileage, the payload and the cover chosen. By comparing several insurers through Finass Verzekert you will find the most competitive premium.
What exactly does courier insurance cover?
The basis is van insurance (third-party, third-party fire and theft, or comprehensive), tailored to intensive use. What matters are the additional covers for load and equipment and fast claims handling with a replacement vehicle.
Is my load or the goods I carry insured as well?
Not as standard. With an additional cover you insure the goods carried and the equipment against damage and theft. For delivery services this is often essential; we arrange it as part of the package.
Does every insurer accept intensive courier use?
Not always. Because of the high mileage and the many stops, some insurers are cautious. We know which insurers do accept courier use, and on what terms.
Will I get a replacement vehicle quickly after a loss?
With an additional cover for a replacement vehicle you are quickly back on the road after a loss. For a courier company that prevents lost turnover. We take this into account in our advice.
Which cover should I choose for my courier vehicle?
Because of the intensive use, third-party liability plus third-party fire and theft, or comprehensive cover, is often sensible, with good breakdown and replacement vehicle cover. Calculate your premium using the tool to compare the options.
Read more
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Ready to compare?
Request a quote without obligation. We will look at which insurer best matches your activities and your risk.
Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.
About our service
Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.
You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.
This page was written and checked by an adviser at Finass Verzekert. Last updated on .
The information on this page is general in nature and is not personal advice.