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Attraction · operator · neck injury

Yetiballing and your insurance

Yetiballing means rolling down a snow-covered slope inside a large inflatable ball. It is an attraction at winter sports destinations, not a sport with a governing body, and it does not appear by name in policy conditions.

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  • Personal 072 - 509 24 56, weekdays 9–17

Deze pagina in het Nederlands: Yetiballing en uw verzekering.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.

Work out for yourself what it would cost.

  • We compare the offerings of several insurers
  • An adviser checks whether the cover suits your situation
  • We arrange the switch, including cancellation

Request a quote

A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

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In brief

Because the name is missing, the insurer looks at the nature of the activity: you roll down a slope at speed without being able to steer or brake. With a recognised operator, on a marked-out course with a safety net, that is often still regarded as a recreational activity and your travel and personal accident cover simply continues.

The risk is not the ball but the outcome: leaving the course, hitting an obstacle, and neck, back and shoulder injuries from the rolling itself. If it happens outside a marked-out course, after après-ski or with a home-made construction, there is no cover.

What is covered in yetiballing?

The assessment depends on the operator, the course and your own condition.

The operator

Who organises it

A licensed provider with safety nets weighs differently from an impromptu activity.

  • Marked-out course
  • Supervision and instruction
  • The operator's own insurance
Yourself

Injury and treatment

Neck and back complaints are the usual injuries here.

  • Emergency assistance centre in the event of injury
  • Report an accident immediately
  • Keep the medical report
Limits

When cover lapses

Alcohol and home-made constructions are the familiar breaking points.

  • No cover after drinking
  • Not outside the course
  • Nothing home-made

What is covered

SituationStandardWith extension
Taking part with a recognised operator on a marked-out courseProvided thatYes
Medical expenses after a neck or back injuryProvided thatYes
Permanent disabilityNoProvided that
Rolling outside the marked-out course or on a pisteNoNo
Taking part after drinking alcoholNoNo
Liability if you roll into someone elseProvided thatYes

What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.

Where things go wrong in practice

Two points that keep coming back with attractions at winter sports destinations.

A name without a policy definition creates uncertainty

The standard exclusions are mountain sports, air sports, deep diving and speed competitions. Yetiballing does not automatically fall under that, but neither is it named as covered. So describe the activity factually to your insurer and ask for written confirmation before you take part.

Heliskiing and freeriding

Alcohol turns an accident into your own loss

This activity is often offered during après-ski. If you take part under the influence, the insurer can rely on Article 7:952 of the Dutch Civil Code: no cover in the event of intent or recklessness. An operator can also be liable (Article 6:162 of the Dutch Civil Code), but your own share is weighed against that.

What does your premium depend on?

  • Organised or not: only the first is open to discussion
  • Slope and speed: determines the risk of injury
  • Destination: supervision differs from country to country
  • Duration of the trip: a single day or a whole week
  • Age and health: neck and back complaints count
  • Sums insured: medical expenses and disability

Insurers weigh these details differently. That is where your saving is.

How we arrange it

  1. You request a quoteWe take stock of your situation, risk and wishes.
  2. We compareseveral insurers, on premium as well as conditions.
  3. You receive a proposalWith an explanation of the differences and the exclusions.
  4. We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

9.5New policy
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Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Frequently asked questions

This is what people ask us most.

Does yetiballing appear in my policy conditions?

Almost certainly not. Insurers work with categories, not with the names of attractions. Your cover depends on how the activity is classified. So explain factually what you are going to do and ask for confirmation.

Is it a winter sports activity?

Not in the sense of the winter sports module, which is written for skiing and snowboarding. Yetiballing is more likely to be assessed as another recreational activity. Whether the module does anything here depends entirely on the wording.

Who is liable in an accident?

The operator, if the course or the equipment is unsound or supervision falls short. You usually sign a waiver. That does not exclude everything. Record the situation with photographs and keep the terms of participation.

What if I hit someone else?

Your liability insurance then comes into play for the other person's injury. Cover applies only if the activity itself is not excluded and there is no recklessness, for example through drinking alcohol.

Is this on your winter sports programme?

Have it established before you leave whether your policy includes this activity.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was written and checked by an adviser at Finass Verzekert. Last updated on .

The information on this page is general in nature and is not personal advice.