Air sport · canopy flying · liability

Paragliding and your insurance

Paragliding is an air sport. On travel, accident and liability policies that is one of the fixed exclusions, even for a tandem flight.

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Deze pagina in het Nederlands: Paragliding en uw verzekering.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.

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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

In brief

In paragliding you hang beneath a canopy that you steer yourself, launching on foot from a slope. Insurers count that as air sports: the same category as parachute jumping and gliding, and on most policies excluded unless declared and accepted in advance.

There is something else at play here that does not arise with mountain sports. A paraglider is legally an aircraft, and many liability policies exclude damage caused with an aircraft. If you land on someone's roof, crop or car, your AVP may not be the right policy for it.

Within the sport the risks vary widely. A tandem flight with a professional pilot is assessed differently from solo thermal flying, cross-country flights or acrobatic flying. Always ask for written confirmation of what is included.

Cover
Points to note
Premium
Frequently asked questions
Quote

What is covered with paragliding?

Three strands: your own injury, damage to others and the recovery after an emergency landing.

Injury

Medical expenses

Only after the sport has been declared and accepted.

Notify us before you leave
Even for a single flight
Call the emergency assistance centre in the event of injury

Liability

Damage on launch or landing

Mind the aircraft exclusion in your AVP.

Assessment under Article 6:162 of the Dutch Civil Code
An AVP often excludes aircraft
Club cover sometimes adds to this

After a landing

Recovery in the mountains

An emergency landing in impassable terrain takes resources.

Costs of mitigating the loss are a separate section
Arrange a guarantee in advance
Keep the report and invoices

What is covered

Situation	Standard	With extension
Medical costs after a hard landing	No	Yes
A tandem flight with a professional pilot	No	Provided that
Flying solo on your own licence	No	Provided that
Liability for damage on landing	No	Provided that
Search and recovery costs after an emergency landing	No	Yes
Acro flying, a cross-country competition or speed flying	No	No

What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.

Where things go wrong in practice

Two points that go wrong more often with canopy flying than with other sports.

Air sports sit alongside mountain sports and competitions in the exclusions

Travel and personal accident policies generally exclude air sports, mountain sports off the beaten track, diving below your certified depth and speed contests. Paragliding always touches the first category, and with a launch high in the mountains the second as well. Even a single tandem flight comes under it.

Your liability insurance often does not cover aircraft

If you cause damage on launch or landing, that is assessed under Article 6:162 of the Dutch Civil Code. Most AVPs, however, exclude damage caused with an aircraft, just as they exclude damage with a motor vehicle or a vessel. Without separate cover or club insurance you are then on your own.

What does your premium depend on?

Risk class of the sport: air sports are in the highest
Tandem or solo: acceptance varies widely
Licence and flying hours: training through a recognised school
Destination: the Alps, coastal hills or further afield
Sums insured: mainly for disability and recovery costs
Recreational or in competition: competitions are almost always excluded

Insurers weigh these details differently. That is where your saving is.

How we arrange it

You request a quoteWe take stock of your situation, risk and wishes.
We compareseveral insurers, on premium as well as conditions.
You receive a proposalWith an explanation of the differences and the exclusions.
We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

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Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Frequently asked questions

This is what people ask us most.

Does paragliding come under ordinary travel insurance?

Usually not. Air sport is a standard exclusion. You have to declare it before departure, and even then not every insurer accepts the sport. Always ask for written confirmation before you fly.

Is a tandem flight covered?

Sometimes. A number of insurers make an exception for a single tandem flight with a professional pilot. Flying solo, thermal flights and acro almost always remain outside the cover.

Who pays for damage to a roof or a car on landing?

Not your liability insurance as a matter of course: it usually excludes damage caused with an aircraft. Check whether your flying club or school has liability cover for members and whether it applies to you as well.

Are recovery costs included?

Only if rescue costs appear in the policy and the sport has been accepted. An emergency landing in a wood or on a steep slope calls for resources that would otherwise be entirely at your own expense.

Within Reisverzekering

Service

Are you going flying?

Have it established in advance what your policy does. We find out which insurer accepts canopy flying.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was written and checked by an adviser at Finass Verzekert. Last updated on 15 August 2026.

The information on this page is general in nature and is not personal advice.

Paragliding and your insurance

In brief

What is covered with paragliding?

Medical expenses

Damage on launch or landing

Recovery in the mountains

Where things go wrong in practice

Air sports sit alongside mountain sports and competitions in the exclusions

Your liability insurance often does not cover aircraft

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

Similar pages

Service

Are you going flying?

About our service

Paragliding and your insurance

In brief

What is covered with paragliding?

Medical expenses

Damage on launch or landing

Recovery in the mountains

Where things go wrong in practice

Air sports sit alongside mountain sports and competitions in the exclusions

Your liability insurance often does not cover aircraft

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

Similar pages

Service

Are you going flying?

About our service

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