French Alps · tandem flight · air sport

Paragliding and your insurance

Parapente is the French name for canopy flying. You often book it locally in a ski village. For your Dutch policy it remains an air sport.

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Deze pagina in het Nederlands: Parapente en uw verzekering.

The calculator and the quote form below are in Dutch. Prefer to do this in English? Email info@finassverzekert. nl or call 072 - 509 24 56 and we will take it from there.

Work out for yourself what it would cost.

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An adviser checks whether the cover suits your situation
We arrange the switch, including cancellation

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A premium indication, not personal advice. Prefer to talk it through? Call 072 - 509 24 56.

In brief

French and Swiss bookings say paragliding where we say canopy flying. The name on the form makes no difference to your cover: your insurer looks at the activity, and that falls under air sports. On most travel and accident policies that is excluded.

Typically the flight is booked on the spot, between two days on the slopes, with a local école de parapente. That operator has its own liability insurance, but that covers its liability, not your medical costs or your repatriation.

Do not count on the European health insurance card either. It gives access to local care, but no repatriation and no mountain rescue. Those two items are precisely the ones that mount up after an accident on a mountainside.

Cover
Points to note
Premium
Frequently asked questions
Quote

What is covered with parapente?

Three questions: has the sport been declared, who is the operator and who pays for the recovery.

In advance

Declare it under the right name

Report the activity in Dutch, not as a loose term.

Notify us before you leave
Ask for written confirmation
Even for a single flight

On site

The local operator

Its insurance covers its mistakes, not your costs.

Ask about the pilot's licence
Keep the booking confirmation
Read what you sign

In an accident

Rescue and repatriation

The health card does not cover transport home.

Call the emergency assistance centre first
Arranging a guarantee
Keep invoices and the report

What is covered

Situation	Standard	With extension
Medical costs in France after an accident	No	Yes
A tandem flight with a recognised school	No	Provided that
Flying solo with your own canopy and licence	No	Provided that
Repatriation to the Netherlands	No	Yes
Mountain rescue after landing outside the field	No	Yes
Speed riding or acrobatic flying	No	No

What is actually covered is set out in the policy conditions and the insurance card (verzekeringskaart) that you receive in advance.

Where things go wrong in practice

Two points that go wrong precisely on a holiday flight.

The operator's insurance is not your insurance

A French school has a responsabilité civile, comparable to our liability insurance. It only pays if the school or the pilot makes a mistake, assessed under Article 6:162 of the Dutch Civil Code or the French equivalent. If things go wrong without any fault, you fall back on your own policy: and that generally excludes air sports.

The air sports exclusion applies to a single flight as well

The standard exclusions are air sports, mountain sports off the beaten track, diving below your certified depth and speed contests. Even a fifteen-minute flight as a passenger falls under the first of these. Declare it in advance; declaring it afterwards no longer changes the cover.

Parachuting and skydiving

What does your premium depend on?

Risk class of the sport: air sports are in the highest
Tandem or solo: acceptance varies widely
Destination: the French Alps or outside Europe
Duration of the trip: a single week or continuous cover
Sums insured: mainly for repatriation and disability
Excess: lowers or raises the premium

Insurers weigh these details differently. That is where your saving is.

How we arrange it

You request a quoteWe take stock of your situation, risk and wishes.
We compareseveral insurers, on premium as well as conditions.
You receive a proposalWith an explanation of the differences and the exclusions.
We arrange the switchIncluding cancellation, so there is no gap in cover.

Request a quote

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Customers rate our service on four aspects: personal service, service delivery, availability and the outcome. The reviews are collected and published by NH1816 and come from customers who have actually taken out a policy with Finass Advies B.V. or reported a claim.

View the reviews at NH1816 · all reviews on our site

Frequently asked questions

This is what people ask us most.

Is parapente something other than paragliding?

No, it is the same sport under a French name. Your insurer assesses the activity, not the term on the booking. In both cases it is an air sport and the same exclusions apply.

Am I covered through the French school?

Only for damage caused by a mistake by the school or the pilot. Your own medical costs, mountain rescue and repatriation run through your travel insurance, and that policy must have accepted the sport.

Does my European health insurance card help?

Only to a limited extent. It gives access to local care on local terms, but it does not cover transport back to the Netherlands or mountain rescue. Those are exactly the items that make an accident in the mountains expensive.

What should I arrange in advance?

Report the flight to your insurer and ask in writing whether air sports are included. Note the number of the emergency assistance centre and keep the school's booking confirmation with the pilot's name and licence.

Within Reisverzekering

Service

Are you booking a parapente flight?

Arrange the cover before you leave. We find out which insurer will include this flight.

Request a quote

Prefer to call? 072 - 509 24 56, weekdays 09:00–17:00.
Claim on the road? Emergency line 06 - 55 20 40 72.

About our service

Finass Verzekert is a trading name of Finass Advies B.V. We advise on and arrange non-life insurance on the basis of an objective analysis of several insurers, and receive commission for this from the insurer, which is included in the premium. You pay no separate advice fee. Before you take out cover, we establish your wishes and needs.

You will find our licence, KvK and Kifid details and our complaints procedure at the foot of every page.

This page was written and checked by an adviser at Finass Verzekert. Last updated on 15 August 2026.

The information on this page is general in nature and is not personal advice.

Paragliding and your insurance

In brief

What is covered with parapente?

Declare it under the right name

The local operator

Rescue and repatriation

Where things go wrong in practice

The operator's insurance is not your insurance

The air sports exclusion applies to a single flight as well

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

Similar pages

Service

Are you booking a parapente flight?

About our service

Paragliding and your insurance

In brief

What is covered with parapente?

Declare it under the right name

The local operator

Rescue and repatriation

Where things go wrong in practice

The operator's insurance is not your insurance

The air sports exclusion applies to a single flight as well

What does your premium depend on?

How we arrange it

Frequently asked questions

Read more

Within Reisverzekering

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Are you booking a parapente flight?

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