Frequently asked questions – Insure your camera
Which insurance suits my camera equipment?
Usually one valuables or camera/instrument insurance (separately or as an extension to furniture) with worldwide coverage. For professionals we recommend one separate policy with clear limits and capacity.
Is outdoor and travel insurance also insured?
Usually with a camera/valuables policy worldwide, also during travel. NB maximum payout per event and any regional clauses .
Insurance covers professional use (assignment/company)?
Not standard. Professional/semi-professional use (assignment, wedding, studio). explicit are also insured. We ensure that the capacity Correct.
Fall, impact and water damage: what about?
With all-risk camera/valuables sudden, unforeseen damage usually covered. NB own risk and exceptions (e.g. moisture/condensation due to insufficient prevention).
Is theft from the car covered by insurance?
Often ruled out or only limited coverage (short time, closed and invisible stored, with demonstrable fallow). Advice: do not leave gear in the car.
Are lenses, flashes and accessories included in the insurance?
Yes, take lenses, filters, flashes, tripod, gimbals, microphones and bags/flight cases of amount on. Keep invoices and serial numbers .
What about drones, action cameras and studio equipment?
Drones and certain actioncams sometimes fall under separate conditions (flight risk, registrations). Studio gear (lamps, modifiers, background) can be insured as a set.
Data recovery and memory cards: covered?
Material damage to card/SSD may be covered by the policy, but data recovery is often not or limited coverage. Make backups and use double slots where possible.
Transport (airplane/train) and shipping: insured?
Usually covered at proper packaging and guidance. Checked baggage and unattended situations have restrictions; take valuable gear preferably hand luggage along.
Can I lend or rent/rent equipment?
Lend is often only covered to fellow users on the policy . Renting/renting typically requires one specific clause or additional coverage.
How is damage handled: recovery or payment?
Where possible recovery through authorized repairers. Total loss/theft usually follows benefit (insured value/current value) or replacement .
What information do you need for a quote?
Make/model and serial numbers of body/lenses, value per part, purchase invoice/valuation, photos, use (hobby/pro), storage/transport and travel destinations.
More about camera insurance Request a quote
Please note: exact coverage, limits and prevention requirements differ per insurer. We compare and advise custom for hobby and professional photo/videographers.
