Holiday Home Insurance – Optimal Protection for Your Second Home
Holiday Home Insurance – Optimal Protection for Your Second Home
A holiday home is a valuable investment, whether you use it as... second home, holiday home or rental. But what if your holiday home is damaged by fire, storm, burglary or water damage? A Holiday home insurance ensures that you are optimally protected against financial risks and unexpected damage.
Why take out holiday home insurance?
A holiday home is often extra vulnerable because it is not always inhabited. Standard home insurance often offers no coverage for second homes. Immediately special holiday home insurance are you insured against:
✔ Fire, storm and water damage
✔ Theft and vandalism, even when vacant
✔ Optional coverage for contents and rental loss
✔ Coverage for holiday homes in the Netherlands and abroad
With the right insurance you can enjoy without worries of your holiday accommodation, knowing that you are financially protected.
Holiday home insurance to compare We (Finass insures) bij alle -insurers, allowing you for the Holiday home Insurance receive the best and most affordable premium from us.
What does a holiday home insurance cover?
A good holiday home insurance policy offers comprehensive coverage against:
🏠 Fire damage – Protection against fire and smoke damage
🌪 Storm and natural damage – Coverage for high winds, lightning and floods
🔑 Burglary and theft – Compensation for stolen property and damage to the house
🚪 Vandalism – Protection against intentional damage by third parties
💦 Water damage and leaks – Coverage for burst pipes or extreme rainfall
Additional coverage possible:
✔ Contents insurance – Protection for furniture, electronics and valuables
✔ Rental loss insurance – Compensation for lost income in the event of damage to a rented holiday home
✔ Glass insurance – Coverage for broken windows and glass doors
✔ Liability insurance – Cover if someone sustains damage in your holiday home
Who is holiday home insurance suitable for?
This insurance is ideal for:
🏡 Owners of a second home in the Netherlands or abroad
🏕 Private individuals who (partly) rent out their holiday home
🏘 Owners of a holiday home at a holiday park
🌍 People with a holiday home in France, Spain, Belgium or other countries
Whether you want your holiday home now use it yourself or rent it out, tailor-made insurance prevents financial risks and high repair costs.
How much does holiday home insurance cost?
The premium for a holiday home insurance depends on:
💰 The value of the home – The higher the value, the higher the premium
💰 The location – Holiday homes in nature reserves or by the sea may be at higher risk
💰 The use – Permanent residence, recreational use or rental
💰 Selected coverage – Basic insurance or extensive package with contents and liability
On average it costs one Holiday home insurance between the €15 and €75 per month, depending on coverage and location.
Frequently asked questions about the building insurance:
The Netherlands
Belgium
Germany
France
Ireland
Italy
Luxembourg
Monaco
Austria
Portugal
Spain
United Kingdom
After a disaster, you want to be able to enjoy your second home again quickly. That is why we ensure that the damage is repaired - even if you are not there - which prevents you from having to rush to your second home to carry out repairs. Instead, Hiscox helps resolve problems discreetly, quickly and thoroughly. Are you by any chance on holiday in the house? Then it is the holiday home insurance that will leave you alone.
Immediately building insurance insure your home and everything what attached to your home. This includes the walls, the roof, but also a glued floor or your bathroom. A Contents insurance close yourself off to everything what is loose in your home, such as your furniture, television and clothing.
Why choose specialized holiday home insurance?
✔ Complete protection against damage and burglary
✔ Custom coverage for rented and private holiday homes
✔ Preventing high repair costs in the event of damage
✔ Fast and reliable claims handling
With a holiday home insurance you can be sure that you can enjoy without any worries of your second home without financial risks.
Take out holiday home insurance today!
Do you want your optimally protect your holiday home against damage, burglary and storm damage? Then choose one Holiday home insurance and prevent unexpected costs in the event of damage.
Compare the best insurance policies now and request a quote immediately!
You can insure a holiday home with buildings insurance for holiday homes. This covers all immovable property, such as a built-in kitchen or bathroom. But if a fire breaks out in your holiday home, it can also damage your belongings. You must take out separate home contents insurance for this.
