Watch Insurance – Optimal Protection for Your Luxury Timepiece
An exclusive watch like one Rolex, Patek Philippe, Breitling or Cartier is more than just an accessory; it is a worthwhile investment. That's why you want to optimally protect your watch against theft, damage and loss. Immediately watch insurance by Finass Insures you are assured of the best coverage, both at home and on the road.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
Watch Insurance – Optimal Protection for Your Luxury Timepiece
An exclusive watch like one Rolex, Patek Philippe, Breitling or Cartier is more than just an accessory; it is a worthwhile investment. That's why you want to optimally protect your watch against theft, damage and loss. Immediately watch insurance by Finass Insures you are assured of the best coverage, both at home and on the road.
Quick start
- Provisional coverage possible
- Personal advice
- Response within 1 working day
Why insure your watch?
Standard home contents insurance often offers insufficient coverage for expensive watches. A specialized one watch insurance ensures:
✔ Worldwide coverage against damage, loss and theft
✔ Outdoor protection – also during holidays and business trips
✔ Customized insurance for the actual value of your watch
✔ Full reimbursement in case of damage or loss (depending on the coverage)
Immediately watch insurance you don't have to worry about unexpected damage or loss of your valuables.
The valuables insurance compare en we (Finass Verzekert) with all insurers, which means you are covered for the valuables insurance receives the best and most competitive premium from us.
Which watches can you insure?
bee Finass Insures you can insure various luxury and exclusive watch brands, such as:
⏱ Rolex – Submariner, Daytona, Datejust & meer
⏱ Patek Philippe – Nautilus, Calatrava, Aquanaut
⏱ AuThe mars Piguet – Royal Oak, or fshore
⏱ Breitling – Navitimer, Superocean
⏱ Omega – Speedmaster, Seamaster
⏱ Tag Heuer, Cartier, Hublot & andere luxe To notice
Whether you have a rare collector's item or a high-end watch for everyday use, we will provide you with the right insurance.
What does watch insurance cover?
When choosing the right insurance, it is important to pay attention to the following points:
🔹 Coverage type – National or worldwide?
🔹 Own risk – Is there a personal contribution in case of damage?
🔹 Payment in case of damage or loss – Is the new value or current value reimbursed?
🔹 Valuation report – Is an appraisal of your watch mandatory?
Our experts are happy to help you choose the right coverage for your watch.
Why choose Finass Verzekert?
bee Finass Insures we offer the best protection for your valuable watch:
✔ Customized insurance – tailored to your watch and wishes
✔ Extensive coverage – protection against theft, damage and loss
✔ Competitive premiums – excellent insurance at a fair price
✔ Personal advice – expert help in finding the right coverage
Frequently asked questions about the valuables insurance :
Immediately home contents insurance are you sure that your belongings are safe? Insures against damage in the event of fire or theft. However, if you have a lot of valuables, then a regular one is home contents insurance not enough. You will then only be reimbursed for part of the value of your belongings. So if you have a lot of antiques, jewelry, art objects or musical instruments, it is smart to have one valuables insurance to close.
Your musical instrument, antique paintings or rare watch insurance? Immediately valuables insurance are your prized possessions good? Insures against damage and theft. Indoor. Outdoors. Anywhere in the world. You close the Insurance per individual item. So per instrument, per painting or piece of jewelry.
For almost all things can you have one nowadays Insurance to block. This is also the case with a watch. A watch can can often be an expensive purchase, especially if we are talking about one Rolex watch. You can leave this (partially). insurance against, for example, theft, damage or loss.
Below Valuables we mean different types of things. are valuables o.a. antiek, kunst, verzamelingen met een hoge waarde, dure sieraden, Musical instrument en of dure computer & elektronica.
With us, your valuables are immediately insured worldwide. Except for art and antiques, which are only insured at your home address and indoors.
Most of your belongings in your home are covered by your home contents insurance. But not all your stuff. As an enthusiast, perhaps you have a nice collection of watches, guitars or jewelry. Or do you own paintings, art, antiques or other valuable things? Then additional valuables insurance is useful. But you don't have to be a collector to benefit from additional valuables insurance. Necklace, camera or watch: you can also enjoy the benefits of additional valuables insurance with your 'normal' valuables. Because you don't just use many of your valuables indoors: you also take them out sometimes.
Request a quote immediately!
Do you want to enjoy your luxury watch without any worries? Then choose one watch insurance bee Finass Insures. Ask a quote without obligation and protect your valuable watch today!
Frequently asked questions – Watch insurance
Which insurance suits my watch?
Usually one valuables insurance (separately or as an extension to furniture) with Worldwide coverage. For more expensive watches we recommend one separate policy with specific limits and prevention requirements.
What is covered as standard?
Theft with breaking and entering, robbery/robbery and sudden damage . Loss/missing or mysterious disappearance is often ruled out or only covered with additional clause.
Is my watch insured outside the home and when travelling?
Usually with a valuables policy worldwide, also outdoors and on holiday. Check the maximum payout per event and any country/region clauses .
Do I need a valuation report?
For higher values or vintage/limited is a recent valuation report (often ≤ 2–3 years) required. For new models, the purchase invoice; reappraise in case of increase in value.
Is increase in value taken into account?
Some policies offer indexation or coverage up to a percentage above the insured amount. Scarce editions remain periodical reappraisal important.
What prevention requirements apply at home and on the road?
At home: proper locks and sometimes one (certified) safe above a certain value. On the road: wear discreetly, don't leave a watch unattended and avoid leaving it in the car (usually ruled out) .
Is damage caused by water or sports covered?
Only according to the waterproof (WR) of the watch and the policy conditions. Shock/fall damage and sports use may be limited or excluded; check the clauses.
Am I insured if I lend the watch?
Not always. Lend to third parties is often excluded or only covered for fellow users that are stated on the policy.
How is damage handled: recovery or payment?
Many insurers work with recognized jewelers/watchmakers. Total loss/theft often follows benefit (current value/insured value) or replacement through a supplier.
Is theft from the car covered?
Often ruled out. Only sometimes covered unlockable luggage compartment, short time and demonstrable fallow. Advice: do not take a watch loose in the car.
Has it already been arranged through my home contents insurance?
Contents usually offers one low outdoor limit and no global all-risk. For expensive watches is one separate valuables policy better fitting.
What information do you need for a quote?
Make/model and reference, serial number, year of purchase/price or valuation, photos, storage method (safe), use (daily/occasional), number of watches and travel destination(s).
Please note: exact coverage, limits and prevention requirements differ per insurer. We compare and advise custom .
