Liability insurance for security experts - Indispensable protection with advice and supervision
Do you work as a security expert (MVK/HVK) or do you give professional advice on occupational safety, RI&Es or workplace risks? Then you know that your role is crucial for the health and safety of employees and the continuity of companies. But if something goes wrong, you can be held liable as a consultant or regulator for damage, injury or financial losses . insurance for safety experts protects you against these risks.
Why liability insurance for safety experts is essential
As a safety expert you are responsible for identifying, preventing and controlling risks in the workplace. A wrong advice, incomplete RI&E, or an unnoticed safety problem can lead to serious accidents or business arrangements - and therefore to claims for damage. Good liability insurance offers coverage for:
✔ Personal injury- For example, if someone is injured by an accident that could have been prevented
✔ Material damage- Damage to property or client's ownership due to incorrect safety advice
✔ Assets damage- financial damage to a customer due to an error in your report or analysis
✔ Legal costs- coverage of lawyer and costs of claims or congles
Certainly as a self -employed person or external adviser you are responsible for these risks - and they can increase considerably.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Who is this insurance suitable for?
✔ MVK and HVK security experts -secondary or higher safety expert as an employee or as self-employed
✔ Advisors for occupational safety, RI&E and prevention -also for consultants who draw up risk analyzes or V&G plans
✔ ZZPs and freelance safety experts -Collaversbure protection and protection from clients
- Collaversbure Protections coverage for multiple employees
Whether you work at a construction site, in industry or within healthcare: errors in safety advice can have major consequences .
Which insurance policies are important for safety experts?
✔ Professional liability insurance (BAV) - The most important coverage for damage caused by professional advice or errors in reports
✔ Business liability insurance (AVB) - Cover for injury or material damage that you cause during your work
✔ Optional: legal assistance insurance - for legal support in the event of disputes about liability
Together these insurance policies ensure complete protection of your work and reputation as a safety expert .
Why choose a specialized insurance?
🔹 Liability claims can quickly rise to tens of thousands of euros
🔹 More and more clients demand a valid insurance
🔹 Legal procedures are expensive and time -consuming
🔹 You show that you work professionally and responsible
Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for safety experts today!
Do you work as a security expert, risk advisor or specialist in occupational safety ? Protect yourself against financial claims and legal costs with specialist liability insurance for safety experts .
Request a free quote and compare the best conditions!
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