Caravan insurance

Caravan insurance insures you against damage to or theft of your caravan . Damage you cause to someone else with your caravan is usually covered by the liability insurance for private individuals (AVP) or the third party liability insurance (WA) of your car.

Through your third party liability insurance you are automatically insured for damage you cause to others with your caravan . damage to your own caravan will not be reimbursed in this case. caravan is a valuable asset and several unpleasant situations can occur. Consider damage caused by storm, hail, vandalism or even worse: burglary and theft. , caravan insurance covers (largely) the damage.

The costs of caravan insurance vary between €120 and around €800 per year for an average caravan. The costs of caravan insurance depend, among other things, on the age of the caravan and the desired coverage.

Caravan insurance is not mandatory . It could be useful. A lot can happen along the way and at the campsite. Damage due to a collision, short circuit, a heavy storm or hailstorm or an (attempted) burglary and theft of your caravan.

Damage you cause with a caravan is often covered by car insurance or liability insurance for private individuals (AVP). Caravan insurance covers damage to the caravan itself. But pay attention to the deductible and the different benefit schemes.

For older caravans, from approximately 5 to 15 years old , you can take out caravan insurance with current value coverage. You are then insured for: Damage caused by fire, explosion, lightning strike, spontaneous combustion, storm and hail. If the caravan , you will be paid the current value.

Both the (borrowed) caravan and the trailer are automatically insured under your third party liability (third party liability) if it is behind your car, or the car of the person borrowing caravan If something unexpectedly happens along the way, the damage is covered.

A caravan that you tow behind your car automatically insured through your third party liability insurance . This means that damage you cause to someone else (for example when parking in reverse) is covered.

Caravan insurance offers standard cover against fire and theft. The insurer also pays out in the event of storm damage. Hail damage is a completely different story. The weather conditions are becoming increasingly severe. That means more frequent storms and heavy rain showers. Many caravan are convinced that caravan insurance also provides cover for damage caused by a hailstorm. That may indeed be the case, but with more and more insurers this is optional. A hailstorm can cause damage in the thousands of euros. It is therefore advisable to opt for good caravan insurance .