VVE liability insurance

WITH  LIABILITY INSURANCE  YOU ARE INSURED IF YOU ARE LIABLE FOR  DAMAGES ACCORDING  TO THE LAW.  FOR EXAMPLE, IF YOU RIDE INTO A PARKED CAR, YOUR CAT THROWS OVER AN EXPENSIVE VASE OR YOUR CHILDREN SHOOT A BALL THROUGH THE NEIGHBOR'S WINDOW. BUT ALSO IF YOU, YOUR CHILD OR PET INJURE SOMEONE. NOT EVERY DAMAGE IS INSURED. CONSIDER INTENTIONAL DAMAGE OR DAMAGE CAUSED BY A MOTOR VEHICLE .  RENTED ITEMS ARE ALSO NOT COVERED BY YOUR LIABILITY INSURANCE . FOR EXAMPLE IF YOU RENT A SANDING MACHINE FOR THAT PAINT JOB IN THE HOUSE. OR IF YOU RENT A PARTY TENT FOR A GARDEN PARTY.

Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).

The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.