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Largest offer
Assistance with damage
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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Insurance for the Cultural Sector: Protection for Creative Organizations and Events

The cultural sector, including theaters, museums, music and art organizations, plays a crucial role in enriching our society. At the same time, this industry entails unique risks, such as damage to works of art, liability at events and technical failures. With specialized insurance for the cultural sector, you protect your organization, property and projects against financial risks, so that you can fully focus on providing an unforgettable experience.

Finass Verzekert)  compare insurance policies  with the best  insurers,  so that you  insurance  premium from us.

Insurance that fits the industry culture:
Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Cyber ​​insurance

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam

This insurance covers damage in the event of:

Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Traffic:

Car

This insurance:

Is intended for a business passenger car.

Delivery van

This insurance:

Is intended for a business van.

Truck

This insurance:

Is intended for a business truck.

Engine

This insurance:

Is intended for a business motorcycle.

Work equipment

This insurance:

Is intended for business work equipment.

Illness and disability:

Absence

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

Disability

This insurance reimburses part of the costs for:

For if you are not considered capable of performing work with a recognized economic added value.

Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Money insurance

With this insurance you cover:

The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

Machine breakage

This insurance covers:

Business damage due to the machine breakage.

Environmental damage

With this insurance you are insured against:

The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Important Insurance for the Cultural Sector

  • Liability insurance
    Coverage against damage claims from third parties, such as personal injury to visitors or damage to locations during events.

  • Art and Inventory Insurance
    Protection for art collections, sets, equipment and other valuable property against damage caused by fire, water damage or theft.

  • Event insurance
    Coverage against cancellation, weather conditions and unforeseen costs at cultural events.

  • Business liability
    insurance Protection against damage claims caused by employees or volunteers during cultural activities.

  • Cyber ​​insurance
    Essential for institutions that work with digital ticket sales and visitor data. Protection against cyber attacks and data breaches.

  • Legal expenses insurance
    Legal support in disputes with suppliers, sponsors or governments.

  • Accident insurance
    Protection for employees, volunteers and artists in the event of accidents during work or performances.

  • Business interruption insurance
    Compensation for loss of income in the event of calamities, such as fire or technical malfunctions, that cause activities to come to a standstill.

Why Choose Insurance in the Cultural Sector?

  • Protection against Specific Risks : The cultural sector presents challenges, such as protecting unique works of art and organizing major events.
  • Financial Security : Avoid unexpected costs that could disrupt your activities.
  • Peace of mind : Ensure that your organization and visitors are optimally protected against risks.

Who are these insurance policies suitable for?
  • Theaters, museums and galleries.
  • Festivals, concerts and other cultural events.
  • Artists, musicians and cultural institutions.

How Do You Find the Best Insurance for the Cultural Sector?

Compare insurers who have experience with the unique risks in the cultural sector. Choose an insurance package that suits your activities and property. With the right insurance, you can fully focus on creating inspiring experiences and contributing to culture.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Example of companies within the culture industry: