Insurance for the Cultural Sector: Protection for Creative Organizations and Events
The cultural sector, including theaters, museums, music and art organizations, plays a crucial role in enriching our society. At the same time, this industry entails unique risks, such as damage to works of art, liability at events and technical failures. With specialized insurance for the cultural sector, you protect your organization, property and projects against financial risks, so that you can fully focus on providing an unforgettable experience.
Finass Verzekert) compare insurance policies with the best insurers, so that you insurance premium from us.

Professional/company liability
This concerns damage that you or your employees, company, products or services cause to others.

Cyber insurance
The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam
Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel
Legal assistance for almost all your entrepreneurial activities.






Absence
For when your staff is not considered capable of performing work with a recognized economic added value.

Disability
For if you are not considered capable of performing work with a recognized economic added value.
- Business damage
- Money insurance
- Extra cost
- Machine breakage
- Environmental damage
- Building
- Inventory
- Tenant interest

Business damage
The income you miss because you can no longer continue with your business.

Money insurance
The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost
Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.


Environmental damage
The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory
Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest
The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.
Important Insurance for the Cultural Sector
Liability insurance
Coverage against damage claims from third parties, such as personal injury to visitors or damage to locations during events.Art and Inventory Insurance
Protection for art collections, sets, equipment and other valuable property against damage caused by fire, water damage or theft.Event insurance
Coverage against cancellation, weather conditions and unforeseen costs at cultural events.Business liability
insurance Protection against damage claims caused by employees or volunteers during cultural activities.Cyber insurance
Essential for institutions that work with digital ticket sales and visitor data. Protection against cyber attacks and data breaches.Legal expenses insurance
Legal support in disputes with suppliers, sponsors or governments.Accident insurance
Protection for employees, volunteers and artists in the event of accidents during work or performances.Business interruption insurance
Compensation for loss of income in the event of calamities, such as fire or technical malfunctions, that cause activities to come to a standstill.
Why Choose Insurance in the Cultural Sector?
- Protection against Specific Risks : The cultural sector presents challenges, such as protecting unique works of art and organizing major events.
- Financial Security : Avoid unexpected costs that could disrupt your activities.
- Peace of mind : Ensure that your organization and visitors are optimally protected against risks.
Who are these insurance policies suitable for?
- Theaters, museums and galleries.
- Festivals, concerts and other cultural events.
- Artists, musicians and cultural institutions.
How Do You Find the Best Insurance for the Cultural Sector?
Compare insurers who have experience with the unique risks in the cultural sector. Choose an insurance package that suits your activities and property. With the right insurance, you can fully focus on creating inspiring experiences and contributing to culture.
Very competitive premium
Short digital application process
Attractive discount scheme: the more categories insured, the higher the discount
Fast, free cancellation service
We will contact you to discuss your request.
Tip: Determine the benefit duration and therefore the risk!
Example of companies within the culture industry: