Marketing liability insurance - Essential protection for marketing agencies and freelancers
As a marketing professional, freelancer or marketing agency you work daily on strengthening brands, setting up campaigns and managing advertising budgets. However, an error in a campaign, wrong advice or a misleading advertisement can lead to financial damage to customers and legal claims . With (company) liability insurance for marketing professionals you protect yourself against damage claims and unexpected costs, so that you can undertake carefree.
Why a liability insurance for marketers?
Marketing and communication entail different risks. Think of a wrong advertising claim that leads to legal steps, a data breach in an e-mail campaign or a failed strategy that causes a loss of turnover with the customer . Without a liability insurance, damage claims can be considered considerably. Liability insurance offers coverage for:
✔ Material damage- for example, if your equipment is damaged during a photo shoot at a customer
✔ Personal injury- coverage if someone is injured during an event or promotional activity you organized
✔ Legal costs- protection against lawyer and litigation costs in the event of liability claims
✔ Damage by failed marketing strategies-
With liability insurance for marketers and marketing agencies you prevent financial risks and you can focus on the successful implementation of marketing campaigns.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Which liability insurance suits marketing professionals?
A business liability insurance (AVB) is the most important insurance for marketing professionals. This insurance protects you against damage claims from third parties due to material damage or personal injury caused during your work.
How do you choose the correct liability insurance as a marketer?
When taking out liability insurance for marketing agencies and freelancers, it is important to take into account:
🔹 coverage area - Do you work nationally or internationally? Choose an insurance policy that matches your clientele.
🔹 Maximum insured amounts - Ensure sufficient coverage in the event of high damage claims.
🔹 Cover for damage to customers and partners - Check whether you have coverage for legal claims as a result of incorrect advice or incorrect advertisements.
🔹 Insurance for staff and freelancers - if you work with a team, make sure that all employees are well insured.
With the correct liability insurance you ensure that you as a marketing professional can undertake and grow without financial risks .
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Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a marketing liability insurance today!
Are you a freelance marketer or owner of a marketing agency and do you want to protect yourself against damage claims and legal costs? Then choose a specialist liability insurance for marketing professionals and prevent financial risks. Compare the best insurance policies now and request a quote immediately!
