Liability insurance for lawyers-Custom Nova insurance
Liability insurance for lawyers-Custom Nova insurance
As a lawyer you bear a great responsibility. A wrong legal advice, a missed term or a procedural error can lead to financial damage for your client and a liability claim against you or your law firm . The Dutch Bar Association (NOVA) makes a liability insurance required for every lawyer. With a (company) liability insurance for lawyers you protect yourself against high damage claims and legal costs.
Why a NOVA liability insurance for lawyers?
The lawyer profession brings significant liability risks. An error or negligence can lead to large financial losses in clients , which can result in expensive lawsuits and reputation damage. Liability insurance offers coverage for:
✔ Material damage- for example, damage to files, equipment or property of clients
✔ Personal injury- coverage if someone is injured in your office or is damaged by legal advice
✔ Legal costs- protection against high lawyer and costs of liability in the event of liability claims
✔ Mandatory coverage according to Nova requirements -comply with the professional rules of the Dutch Bar Association
With good liability insurance you prevent financial and legal problems and you can fully focus on advising and defending your clients.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Which liability insurance suits lawyers?
A business liability insurance (AVB) is essential for lawyers. This insurance protects you against damage claims from third parties due to material damage or personal injury caused during your work.
How do you choose the correct liability insurance as a lawyer?
When taking out liability insurance for lawyers and law firms, it is important to pay attention to:
🔹 coverage area - national or international, depending on your client circle.
🔹 Maximum insured amounts - Make sure you have sufficient coverage with high damage claims.
🔹 Coverage for legal costs - Liability cases can entail many legal costs.
🔹 Meeting Nova obligations -Check whether the insurance meets the requirements of the Dutch Bar Association.
With the correct liability insurance you as a lawyer can work legally and financially protected without unnecessary risks .
Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a NOVA liability insurance for lawyers today!
Are you a lawyer or do you have a law firm and do you want to meet the Nova obligations? Then choose a specialist liability insurance and prevent financial and legal risks. Compare the best insurance policies now and request a quote immediately!
