Liability insurance for occupational health and safety services - essential protection against damage claims
As an occupational health and safety service provider you support companies in promoting the health and safety of employees. You advise on sick leave, working conditions and reintegration . But an incorrect assessment, incorrect advice or an error in an absence report can lead to legal claims and financial damage . With (company) liability insurance and professional liability insurance for health and safety services you protect yourself against these risks and you can do your work with certainty.
Why a liability insurance for occupational health and safety services?
Occupational health and safety services have a great responsibility within company health care. An incorrect medical examination, a incorrectly drawn up reintegration plan or a missed diagnosis can have major consequences for both employers and employees. This can lead to damage claims from employers or employees . , accidents or material damage can occur during company visits. Liability insurance offers coverage for:
✔ Material damage- for example, damage to equipment or property of a customer or employer
✔ Personal injury- coverage if an employee suffers damage due to incorrect advice or a missed medical assessment
✔ Legal costs- protection against high lawyer and litigation costs in the event of liability claims
✔ Damage due to incorrect employment advice or reintegration advice
With liability insurance for health and safety services you prevent financial risks and you can fully focus on supporting companies and employees.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Which liability insurance policies match health and safety services?
✔ Business liability insurance (AVB) - Protects against claims from third parties , such as personal injury or material damage caused during your work.
✔ Professional liability insurance (BAV) - essential for occupational health and safety services, covers financial damage due to incorrect advice, incorrect absenteeism policy or miscommunication .
Professional liability insurance is especially important for health and safety services, occupational physicians and case managers , where errors can have direct consequences for the work position and health of employees.
How do you choose the correct liability insurance as an occupational health and safety service?
When taking out liability insurance for occupational health and safety services and company doctors, it is important to take into account:
🔹 coverage area - Do you work nationally or internationally? Make sure your insurance matches your work area.
🔹 Maximum insured amounts - Ensure sufficient coverage in the event of high damage claims and legal proceedings.
🔹 Coverage for medical inspections and labor advice -Check whether your insurance provides protection with claims due to wrong advice or missed reintegration processes.
🔹 Insurance for independent occupational physicians and occupational health and safety services - do you work as a self -employed person or with a team? Make sure everyone within your organization is well insured.
With the correct liability insurance you can perform your work professionally and without financial risks .
Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for occupational health and safety services today!
Do you work as an occupational health and safety service, company doctor or case manager and do you want to protect yourself against damage claims and legal costs? Then choose a specialist professional and company liability insurance for occupational health and safety services and avoid financial risks. Compare the best insurance policies now and request a quote immediately!
