Liability insurance for divers - indispensable protection with underwater work
Do you work as a professional diver in the offshore, civil engineering, inspection or maritime sector? Then you work under unique circumstances and you bear great responsibility. An error during an inspection, damage to installations or injury at a colleague can lead to substantial claims for damages. With (professional) liability insurance for divers you protect yourself or your company against financial risks and legal liability.
Why liability insurance is essential for divers
Diving work is physically demanding and take place in risky environments such as ports, shipyards, wind farms and drilling platforms. One miscalculation during inspection, repair or assembly can quickly lead to:
✔ Material damage - for example, to underwater pipes, locks, ships or technical installations
✔ Personal injury - if your actions directly or indirectly lead to an accident or health problem at others
✔ Financial damage - due to delays, repair costs or incorrect reports
✔ Legal costs - cover for legal assistance at ClaIMs of clients or third parties
Certainly as a self -employed person or as a contractor in underwater projects, liability insurance is not a superfluous luxury, but a necessary certainty .
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Who is this insurance suitable for?
✔ Professional divers (self-employed or employed) - working in inspection, maintenance, civil engineering or offshore
✔ Diving companies and maritime contractors- with diving teams active at risky locations
✔ Inspection and maintenance companies under water- for example with bridges, sheet walls or wind farms
✔ Duikecal lovers or gas industry- where to spare the oil industry or gas industry- where to spare lover-
Do you work underwater on projects with high safety and quality standards? Then specialized liability insurance is a must.
What coverage do you need as a diver?
✔ Professional liability insurance (BAV)
covers asset damage due to errors in inspections, incorrect reporting or technical advice.
✔ Business liability insurance (AVB)
covers damage to third parties such as personal injury or material damage that arises during work.
✔ Optional: Legal assistance insurance
for legal support with disputes or liability procedures.
✔ International coverage
important if you also work on foreign or offshore projects.
Benefits of liability insurance for divers
🔹 Coverage in the event of damage due to errors or accidents under water
🔹 Mandatory insurance Insurance for many offshore and civil clients
🔹 Professional appearance towards customers and contractors
🔹 Protection against high damage claims and legal costs
🔹 Customization possible for individual divers and complete diving companies
With the right insurance you work as a diver for sure and professional - above and under water .
Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for divers today!
Do you work as a professional diver, underwater inspector or civil technical diver ? Protect yourself against claims with specialized liability insurance for divers .
Compare the best insurance policies now and request a free quote!
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