Liability insurance for recreation and tourism - optimum protection against damage claims
The recreation and tourism sector is dynamic and brings a lot of responsibility. Whether you run a travel company, camping, hotel, amusement park, outdoor company or tour operator , there is always an chance of accidents, damage to the property of guests or legal claims . With (company) liability insurance and professional liability insurance for recreation and tourism you protect your company against financial and legal risks, so that you can do business carefree.
Why a liability insurance for recreation and tourism?
Within the recreation and tourism sector, companies work daily with customers, guests and visitors. A guest who slides at a swimming pool, a defective bicycle that leads to personal injury or can result in a travel plan in a claim for damages. Without good insurance, the financial consequences can be great. Liability insurance offers coverage for:
✔ Material damage- for example, damage to accommodations, rented equipment or property of guests
✔ Personal injury- coverage if a guest is injured during an activity or residence
✔ Legal costs- protection against high lawyer and litigation costs in the event of liability claims
✔ Damage due to incorrect information or miscommunication- for a customer's false damage
With liability insurance for the recreation and tourism sector you prevent financial risks and offer your guests a safe and reliable experience.
We compare liability insurance Finass insures ) with the best insurers, so you get the best and most affordable premium from us liability insurance
Which liability insurance policies match recreation and tourism companies?
✔ Business liability insurance (AVB) - Protects against claims from third parties , such as personal injury or material damage within your company.
✔ Professional liability insurance (BAV) - essential for companies in tourism and recreation that give advice or organize bookings, covers financial damage due to errors in schedules, miscommunication or negligence .
A professional liability insurance is especially important for travel organizations, tour operators and event planners , where errors or misunderstandings can have direct financial consequences for customers.
How do you choose the correct liability insurance for the recreation and tourism sector?
When taking out liability insurance for companies in recreation and tourism, it is important to take into account:
🔹 coverage area - Do you work locally, nationally or international? Make sure your insurance covers the right region.
🔹 Maximum insured amounts- Ensure sufficient coverage in the event of injury and damage claims.
🔹 Cover for accidents and liability for activities - check whether damage caused by sport, recreation and outdoor activities is covered.
🔹 Insurance for staff and freelancers - Do you have staff or work with freelancers? Make sure everyone is well insured.
With the correct liability insurance you can offer your guests an unforgettable experience as a recreation or tourism company and professionally .
Frequently asked questions about Liability :
With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.
Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.
Liability insurance for private individuals (AVP) covers damage that you or one of your family members causes to someone else when you are not driving a car or other motor vehicle . This applies to damage to property and persons (personal injury).
You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.
The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.
Take out a liability insurance for recreation and tourism today!
Do you manage a hotel, travel agency, tour operator, camping, amusement park or outdoor company and do you want to protect your company against damage claims and legal costs? Then choose a specialist professional and company liability insurance for the recreation and tourism sector and avoid financial risks. Compare the best insurance policies now and request a quote immediately!
