Fleet insurance

Closing your fleet and commercial vehicles in one go certainly sounds very good. Especially if you can also do this online. With every fleet insurance policy, a minimum number of commercial vehicles is required. If you have fewer than the required number of vehicles, you can still find the cheapest options by comparing business car insurance, company car insurance, van insurance and truck insurance. By using our handy online comparison tool you can determine your wishes and get an overview of what it will cost per insurer. The basic insurance is the normal third party insurance with minimum coverage that is mandatory for everyone. You can expand your normal third party liability insurance for your fleet with comprehensive or additional insurance. No idea which coverage you should choose for your fleet?

Fleet insurance is insurance for your business fleet. Fleet insurance includes the minimum mandatory Third Party Liability cover, but you can expand this to suit your wishes and usage pattern.

Because taking out third party liability insurance for your motor vehicles is mandatory, you may see this as a major expense if you own many commercial vehicles. That is why fleet insurance is perfect for companies in logistics, but also companies where you have many vehicles and want to keep less administration for your company cars. Because every fleet is different, you want insurance that suits your company perfectly. That is why Alpina offers the opportunity to compare multiple insurers. This way you will always find the right and cheapest insurance that best suits your fleet and commercial vehicles.

Even if you already have business vehicles with individual insurance, it can be interesting to compare. You often receive a discount on taking out fleet insurance because you insure all your company cars at once with one party. You may therefore pay a higher premium for individual insurance policies. We are happy to help you with your fleet insurance.

Fleet insurance is for every company with multiple company cars. We also call this a fleet. The fleet of a moving company is different from that of a taxi company. One fleet also runs a higher risk of damage than another, which is why fleet insurance is tailor-made. Even if you already have business vehicles with individual insurance, it can be interesting to compare. You often receive a discount on taking out fleet insurance because you insure all your company cars at once with one party. You may therefore pay a higher premium for individual insurance policies. We are happy to help you with your fleet insurance.

Taking out third party liability insurance for your company cars is of course mandatory. That is why it is of great value to insure your fleet. With fleet insurance you have all your company cars insured in one go. You also have less administration, because all your company cars are on 1 policy.

You can take out fleet insurance for passenger cars, vans and trucks, but also campers, vintage cars and motorcycles. It does not matter whether they are wedding cars, garbage trucks, trailers or ambulances, for example.

Fleets are all different, so fleet insurance should always be tailored to your situation. The costs of fleet insurance depend, among other things, on the following factors:

• The size of your fleet
• The types of cars in your fleet
• The claims history of recent years
• The use of the cars
• Any additional insurance
• Prevention measures for damage and theft

If you find your third party liability insurance insufficient, you can also choose from additional insurance policies that suit your company. Additional insurance for fleet insurance can include the following insurance:

• Legal insurance. This insurance provides legal assistance in the event of a traffic conflict. It may happen that an accident has to appear in court if there is uncertainty about which party is at fault. This additional insurance is divided into recovery legal assistance and traffic legal assistance.
• Damage/passenger insurance. If physical and/or material damage has been sustained after an accident, the damage will be covered. This is usually up to one million euros. The actual damage suffered will be compensated.
• Accident insurance for passengers. If the driver or passengers are injured in an accident, medical costs will be reimbursed. A predetermined amount is paid out in the event of accidents that lead to disability and/or death.
• Instruments and equipment insurance. If you use expensive equipment or tools for your company and transport them in your company vehicles, you can also insure them against damage or theft.
• And many more options for additional insurance.