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Lowest price guarantee
Largest offer
Assistance with damage
Personal contact
100% independent

Insurance for the Science Industry: Optimal Protection for Innovation and Research

Science plays a key role in innovation and progress. Whether you work in academic research, laboratories, technology development or medical studies, your work carries unique risks. Consider damage to sensitive equipment, liability for research results or legal conflicts. With specialized insurance for science you protect your organization, projects and employees against unforeseen events.

Finass Verzekert)  compare insurance policies  with the best  insurers,  so that you  insurance  premium from us.

Insurance that suits the science sector:
Liability and other miscellaneous:

Professional/company liability

This insurance covers liability for:

This concerns damage that you or your employees, company, products or services cause to others.

Cyber ​​insurance

This insurance protects you against:

The costs you have to incur if you become a victim of a cyber incident.

Wegas/wegam

This insurance covers damage in the event of:

Personnel liability claim: This may concern injuries in the workplace, in traffic or during other work-related activities.

Legal counsel

This insurance reimburses:

Legal assistance for almost all your entrepreneurial activities.

Traffic:

Car

This insurance:

Is intended for a business passenger car.

Delivery van

This insurance:

Is intended for a business van.

Truck

This insurance:

Is intended for a business truck.

Engine

This insurance:

Is intended for a business motorcycle.

Work equipment

This insurance:

Is intended for business work equipment.

Illness and disability:

Absence

This insurance reimburses part of the personnel costs for:

For when your staff is not considered capable of performing work with a recognized economic added value.

Disability

This insurance reimburses part of the costs for:

For if you are not considered capable of performing work with a recognized economic added value.

Assets:

Business damage

With this insurance you insure:

The income you miss because you can no longer continue with your business.

Money insurance

With this insurance you cover:

The income from loss or theft, stamps and gift vouchers. Also during transport to the bank or in the event of a robbery and if you unknowingly accept counterfeit money

Extra cost

This insurance reimburses:

Additional costs such as rent of business premises or computer equipment. These are the result of, for example, fire or water damage.

Machine breakage

This insurance covers:

Business damage due to the machine breakage.

Environmental damage

With this insurance you are insured against:

The costs if you cause environmental damage at your location or at someone else's, but you are also insured if someone else causes environmental damage at your location.

Building

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Inventory

With this insurance you are:

Insures all items not intended for sale against damage caused by theft, burglary, fire, hail, storm and water. The inventory includes all the things you need for your business or profession.

Tenant interest

This insurance insures you:

The improvements made by the tenant. The owner of the property does not insure these improvements in the business premises insurance.

Important Insurance for the Science Industry

  • Liability insurance
    Protection against claims from third parties, for example in the event of damage caused by research activities or applications of research results.

  • Scientific Error Insurance
    Coverage for claims due to errors or incorrect interpretations in scientific publications or research results.

  • Equipment and Inventory Insurance
    Protection for sensitive equipment and laboratory instruments against damage due to fire, theft or malfunction.

  • Cyber ​​insurance
    Essential for research institutions that work with sensitive data and digital systems. Protection against cyber attacks and data breaches.

  • Business Liability
    Insurance Coverage for damage claims resulting from accidents in laboratories or during field work.

  • Legal expenses insurance
    Legal support in the event of disputes with clients, partners or suppliers.

  • Business Interruption Insurance
    Compensation for loss of income in the event of disasters, such as damaged equipment or temporary closure of facilities.

  • Accident insurance
    Protection for researchers and employees against personal injury during field research or laboratory activities.

Why Choose Insurance in the Science Industry?

  • Specific Risk Protection : Research and innovation involve unique liabilities and risks.
  • Financial Security : Avoid high costs in the event of damage claims, disruptions or legal disputes.
  • Peace of mind : Ensure that your organization, projects and employees are optimally protected, so that you can fully focus on innovation.

Who are these insurance policies suitable for?
  • Universities and research institutes.
  • Laboratories and R&D departments.
  • Organizations and companies in science and technology.

How Do You Find the Best Insurance for the Science Industry?

Compare insurers who have experience with the unique challenges in science. Choose a package that suits your research activities and the sensitivity of your work. With the right insurance you are assured of protection and you can continue to contribute to knowledge and innovation.

The benefits of Finass Verzekert:

Very competitive premium

Short digital application process

Attractive discount scheme: the more categories insured, the higher the discount

Fast, free cancellation service

We will contact you to discuss your request.

Tip: Determine the benefit duration and therefore the risk!

Example of companies within the science :