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Assistance with damage
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100% independent

Liability insurance ZZP


If you have a business, you may cause harm to your customers while at work. Just think of a painting company that drops a pot of paint over the carpet. With liability insurance for companies (AVB) you are insured for damage caused during work.  

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Liability Insurance for the Self-Employed: Essential Protection for the Self-Employed

Liability insurance for self-employed persons provides essential protection against claims and damages arising from professional errors and business activities. With the right coverage, you can run your business as a self-employed person without any worries, knowing that you are well insured against legal and financial risks.

We compare liability insurance  Finass insures)  with the best  insurers - get the best and most affordable premium for  liability insurance 

Benefits of Liability Insurance for the Self-Employed

  • Comprehensive Coverage : Protection against claims for damages due to professional misconduct, negligence and business activities.
  • Financial Security : Avoid high costs due to legal proceedings and compensation.
  • Peace of mind : Know that as a self-employed person you are well protected against unforeseen liability risks.

Frequently asked questions about liability insurance :

What is liability insurance?

With liability insurance you are insured if you are legally liable for damage. For example, if you cycle into a parked car, your cat knocks over an expensive vase or if your children shoot a ball through the neighbor's window. But also if you, your child or pet injure someone. Not every damage is insured. Consider intentional damage or damage caused with a motor vehicle. Rented items are also not covered by your liability insurance. For example, if you rent a sander for that painting job in the house. Or if you rent a party tent for a garden party.

What is covered by liability insurance?

Liability insurance reimburses the damage you cause to other people's belongings. Like the television that slips out of your hands during a friend's move. Or your child who cycles into the neighbor's car. Or if someone else is injured through your fault.

Do you need liability insurance?
 Liability insurance  is not mandatory. You can therefore decide for yourself whether you want to insure yourself against damage to others. Dutch people are often over-insured, but this is one in the 'highly recommended' category.
Why do you need liability insurance?

You take liability insurance because you want to protect yourself and your family against the risk of liability. You can be held responsible if someone is injured through your fault. But also if you accidentally damage other people's property. Resulting in a claim for damages.

What does liability insurance not cover?

The liability insurance does not provide coverage for: damage to rented items. damage that you have caused intentionally. damage occurred during your work.

Tips for Choosing Liability Insurance for Self-Employed Persons

Compare different providers on coverage, premium and conditions. Pay attention to customer reviews and choose the insurance that best suits your specific business activities. Good self-employed liability insurance not only provides financial protection, but also peace of mind so you can focus on running your business successfully.